Bergen County and Closter Borough property record for 104 Forest St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,743 sqft · built 1939 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (Apr 2024) |
| Tax Bill | $26,227 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00601-0000-00043 |
| Primary APN | 07-00601-0000-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,743 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Stucco |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 1,850 ft wide |
| Account Number | 075060 |
|---|---|
| Street Address | 104 FOREST ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.23 AC 44 |
| Legal Subdivision | CERTAIN MAP ENTITLED |
| Legal Block | 601 |
| Legal Lot Number | 43 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Sep 21, 2010 · Amount on Record |
| Deed Document Number | 202424725 |
| Deed Book / Page | 5225 / 1629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2024 |
| Property Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Document Number | 0052251629 |
| Book / Page | 5225 / 1629 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024024725 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Name | Verified Name |
|---|---|
| Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Document Number | 2024024726 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024024726 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 104 FOREST ST, CLOSTER, NJ 07624-1619 |
| Document Number | 0048880466 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 4888/466 |
| Instrument | 2022116398 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Margin | 7 |
| Max Rate | 13.2% |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,454,700 (+14.92%) Land $520,000 Building $934,700 | $1,454,700 (+14.92%) Land $520,000 Building $934,700 | |
| 2025 | $26,227.00 (+2.49%) | $1,265,800 (+18.48%) Land $462,500 Building $803,300 | $1,265,800 (+18.48%) Land $462,500 Building $803,300 |
| 2024 | $25,589.00 (+14.85%) | ||
| 2023 | $1,068,400 Land $362,500 Building $705,900 | $1,068,400 Land $362,500 Building $705,900 | |
| 2022 | $22,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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