104 Forest Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 104 Forest Dr, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,350 sqft · built 1963
Lot Size	0.37 acres (16,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (May 2011)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Jun 2020 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-022062`

Property Details

APN / Parcel Number

Primary APN	`29-022062`
Alternative APN	`022062`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,350 sqft Total Area
Basement Area	675 sqft
Finished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	16,110 sqft (0.37 acres)
Lot Dimensions	161 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	972 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	144 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022062
Street Address	104 FOREST DR
City	CUMBERLAND
State	MD
Zip	21502-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 FOREST DR SUNSET VIEW 100X161 162
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 FOREST DR, CUMBERLAND, MD 21502-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2011 · Amount on Record
Deed Sale	May 19, 2011 · Amount on Record
Deed Document Number	20111785/0253
Deed Book / Page	1785 / 253
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 15, 2020
Property Address	104 FOREST DR, LAVALE, MD 21502-1909
Document Number	0025680452
Book / Page	002568 / 000452
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 FOREST DR CUMBERLAND MD 215021909, CUMBERLAND, MD 21502-1909

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	104 FOREST DR, LAVALE, MD 21502-1909
Document Number	0025460204
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ALLEGHENY HIGHLANDS TITLE SETT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FOREST DR MEYERSDALE PA 15552, MEYERSDALE, PA 15552

Mortgage

Document Number	0025460204
Date	Apr 7, 2020
Book Page	002546/000204

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CRESAPTOWN, MD 21505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2035

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,500 (+20.06%)	$222,500 (+23.27%) Land $45,900 Building $176,600
2025	$2,314.00 (+23.02%) Homeowner's exemption
2023	$1,881.00 Homeowner's exemption	$173,667	$180,500 Land $37,700 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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