104 Flatrock Dr, Payne, OH 45880 Property Records

Paulding County property record for 104 Flatrock Dr, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1978
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on File
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Feb 2022 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-18S-023-00`

Property Details

APN / Parcel Number

Primary APN	`19-18S-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	14 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	104 FLATROCK DR
City	PAYNE
State	OH
Zip	45880-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 PROXMIRE PAYNE ALLOT PAYNE VILL
Legal Subdivision	PROXMIRES PAYNE ALLOTMENT
Legal Lot Number	21
Jurisdiction	PAULDING OH
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4021
Census Tract	960300

Owner

104 Flatrock Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Paulding County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	104 FLATROCK DR, PAYNE, OH 45880-9497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022
Deed Sale	Feb 23, 2022
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	202200000467
Deed Book / Page	606 / 1439
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Feb 23, 2022
Property Address	104 FLATROCK DR, PAYNE, OH 45880-9497
Document Number	00606/1439
Book / Page	606 / 1439
Instrument Date	Feb 7, 2022
Instrument	202200000467
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLATROCK DR, PAYNE, OH 45880-9497

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jul 6, 2021
Property Address	104 FLATROCK DR, PAYNE, OH 45880-9497
Document Number	602/1143
Book / Page	602 / 1143
Instrument Date	Jul 6, 2021
Instrument	202100001912
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLATROCK DR, PAYNE, OH 45880-9497

Mortgage

Document Number	202100001913
Date	Jul 6, 2021
Instrument	202100001913

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 104 Flatrock Dr was $2,298 with a homeowner's exemption, up 5.6% from the year before.

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Harrison Township
Municipality	Payne Village
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+5.56%) Homeowner's exemption	$61,390 (+13.02%) Land $4,270 Building $57,120	$175,400 Land $12,200 Building $163,200
2024	$2,177.00 (+4.06%) Homeowner's exemption	$54,320 (-) Land $3,780 Building $50,540
2023	$2,092.00 (-0.95%)	$54,320 (-) Land $3,780 Building $50,540
2022	$2,112.00	$54,320 Land $3,780 Building $50,540	$155,200 Land $10,800 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Flatrock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Flatrock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE VILLAGE PWS serves 1,550 people · EPA ID OH6300712
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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