104 First Ave, Cape May, NJ 08204 Property Records

Cape May County and Cape May City property record for 104 First Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,129 sqft · built 1926
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$848,500 (Feb 2019)
Tax Bill	$7,809 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`02-01015-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-01015-0000-00005`
Alternative APNs	`020101500005` `145`

Interior

Stories	1 Story
Building Area	1,129 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Account Number	145
Street Address	104 FIRST AVE
City	CAPE MAY
State	NJ
Zip	08204-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CAPE MAY CITY LAND CO
Legal Block	1015
Legal Lot Number	5
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY
Census Block Group	1
Census Block	1044
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 First Ave is owned by two individuals who bought it in February 2019.

Source: Cape May County and Cape May City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1114 FOX CHASE RD, JENKINTOWN, PA 19046-3324
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Grant Deed, Transfer REPUBLIC BK
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Document Number	201984801
Deed Book / Page	3840 / 410
Prior Transfer Date	May 25, 2006
Prior Transfer Doc	0033180517
Record Updated	Sep 20, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 25, 2019
Property Address	104 FIRST AVE, CAPE MAY, NJ 08204-1317
Document Number	0038400410
Book / Page	003840 / 000410
Instrument Date	Feb 7, 2019
Instrument	84801
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	VICTORIAN ABSTRACT AGENCY, VICTORIAN ABS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1114 FOX CHASE RD JENKINTOWN PA 190463324, JENKINTOWN, PA 19046-3324

Mortgage

Document Number	60430632
Date	Feb 25, 2019
Book Page	006043/000632
Instrument	84802

Lender

Name	REPUBLIC BK
Type	Bank
Address	PHILADELPHIA, PA 19102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	104 FIRST AVE, CAPE MAY, NJ 08204-1317
Document Number	0060460001
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 FIRST AVE CAPE MAY NJ 082041317, CAPE MAY, NJ 08204-1317

Mortgage

Document Number	0060460001
Date	Mar 5, 2019
Book Page	006046/000001
Instrument	85675

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Cape May City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May City
Elementary School District	Cape May City School District (KG - 06)
Secondary School District	Lower Cape May Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$738,800 (-) Land $643,300 Building $95,500	$738,800 (-) Land $643,300 Building $95,500
2025		$738,800 Land $643,300 Building $95,500	$738,800 Land $643,300 Building $95,500
2024	$7,809.00
2023		$738,800 Land $643,300 Building $95,500	$738,800 Land $643,300 Building $95,500
2022	$7,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 First Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	598 units insured incl. 269 condo units
Nearby Flood Claims	344 (1979–2021)
Claims Outside the SFHA	12 of 344
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Coastal Storm, Jan 1992 · 42 claims Hurricane Gloria, Sep 1985 · 119 claims Coastal Storms & Flooding, Mar 1984 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 First Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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