104 Fifth, Mineral, VA 23117 Property Records

Louisa County property record for 104 Fifth, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Jul 2025)
Tax Bill	$660 (2022)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43B2 280 1A`

Property Details

APN / Parcel Number

Primary APN	`43B2 280 1A`
Alternative APNs	`6704` `6517`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	760 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	52 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6517
Street Address	104 FIFTH
City	MINERAL
State	VA
Zip	23117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LC
Legal Description	LOT 1A,2A,3A,4A,5A BLOCK 80 DB 2028/79
Legal Block	80
Legal Lot Number	1A
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3042
Census Tract	950202

Owner

Source: Louisa County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 FIFTH, MINERAL, VA 23117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed, Transfer · FHA Mortgage UMORTGAGE LLC
Jul 19, 2021	Bargain and Sale Deed, Transfer · USDA Mortgage USDA
Jan 26, 2021	Deed of Trust, Mortgage ESSEX BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	20256942
Deed Book / Page	2028 / 79
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 31, 2025
Property Address	104 FIFTH, MINERAL, VA 23117
Document Number	0002028/79
Book / Page	2028 / 79
Instrument Date	Jul 24, 2025
Instrument	202500006942
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E 5TH ST, MINERAL, VA 23117

Mortgage

Document Number	0000202883
Date	Jul 31, 2025
Instrument	2028/83

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 19, 2021
Property Address	104 FIFTH, MINERAL, VA 23117
Document Number	001777/442
Book / Page	1777 / 442
Map Reference	MB 11
Instrument Date	Jul 15, 2021
Instrument	202100008619
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E 5TH ST, MINERAL, VA 23117

Mortgage

Document Number	0001777448
Date	Jul 19, 2021
Instrument	1777/448

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 16, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	104 FIFTH, MINERAL, VA 23117
Document Number	0000000947
Instrument Date	Jan 26, 2021
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 W MAIN ST LOUISA VA 230939450, LOUISA, VA 23093-9450

Mortgage

Document Number	0000000947
Date	Jan 27, 2021
Book Page	001732/000767
Instrument	947

Lender

Name	ESSEX BK
Type	Bank
Address	RICHMOND, VA 23222

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Mineral Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,637 (+2.22%) Land $20,000 Building $147,637	$167,637 (+2.22%) Land $20,000 Building $147,637
2025		$164,000 (+16.73%) Land $20,000 Building $144,000	$164,000 (+16.73%) Land $20,000 Building $144,000
2023		$140,500 Land $20,000 Building $120,500
2022	$660.00		$140,500 Land $20,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MINERAL serves 478 people · EPA ID VA2109525
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fifth

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures