104 Ferry St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 104 Ferry St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Oct 2018)
Tax Bill	$2,797 (2022)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1533351003`

Property Details

APN / Parcel Number

Primary APN	`1533351003`
Alternative APN	`95926`

Exterior

Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	95926
Street Address	104 FERRY ST
City	PROPHETSTOWN
State	IL
Zip	61277-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARM LOT 10 SEC 33 TWP 20 RNG 5 14400X
Legal Range	05
Legal Township	20
Legal Section	33
Legal Subdivision	PROPHETSTOWN
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1048
Census Tract	700

Owner

Source: Whiteside County records, as of June 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 FERRY ST, PROPHETSTOWN, IL 61277-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage FIRST NAT'L BK AMBOY
Oct 22, 2018	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Deed Document Number	2018-05854
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	104 FERRY ST, PROPHETSTOWN, IL 61277-1037
Document Number	0000006348
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 FERRY ST PROPHETSTOWN IL 612771037, PROPHETSTOWN, IL 61277-1037

Mortgage

Document Number	0000006348
Date	Oct 1, 2020
Instrument	6348

Lender

Name	FIRST NAT'L BK AMBOY
Address	AMBOY, IL 61310

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2040

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 22, 2018
Property Address	104 FERRY ST, PROPHETSTOWN, IL 61277-1037
Document Number	0000005854
Instrument Date	Oct 19, 2018
Instrument	5854
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 FERRY ST PROPHETSTOWN IL 612771037, PROPHETSTOWN, IL 61277-1037

Mortgage

Document Number	5855
Date	Oct 22, 2018
Instrument	5855

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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