Wake County property record for 104 Ferndale Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1974 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2011) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1639.01-37-3965-000 |
| Primary APN | 1639.01-37-3965-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 68 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0042949 |
|---|---|
| Street Address | 104 FERNDALE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LEGEND HILLS DEV TR2 |
| Legal Subdivision | LEGEND HILLS DEV 02 |
| Legal Tract | 2 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 52809 |
104 Ferndale Dr is owned and occupied by two individuals who acquired it in October 2026.
Source: Wake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 FERNDALE DR, GARNER, NC 27529-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2011 · Amount on File |
| Deed Sale | Mar 4, 2011 · Amount on File |
| Deed Book / Page | 14288 / 1889 |
| Last Transfer Date | Oct 12, 2026 |
| Transfer Doc | 0000114965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 13, 2026 |
| Property Address | 104 FERNDALE DR, GARNER, NC 27529-9514 |
| Document Number | 0000114965 |
| Book / Page | 20358 / 714 |
| Instrument Date | Oct 12, 2026 |
| Instrument | 2026114965 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 104 FERNDALE DR, GARNER, NC 27529-9514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 104 FERNDALE DR, GARNER, NC 27529-9514 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 183321802 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 18332/1802 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 104 Ferndale Dr was $2,019.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 | $312,672 Land $100,000 Building $212,672 | $312,672 Land $100,000 Building $212,672 |
| 2023 | $1,559.00 | $197,434 Land $40,000 Building $157,434 | $197,434 Land $40,000 Building $157,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Ferndale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Ferndale Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEGEND HILLS S/D private · serves 84 people · EPA ID NC0392263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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