104 Fallstone Dr, Lake Forest, IL 60045 Property Records

Lake County property record for 104 Fallstone Dr, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,094 sqft · built 1979
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Apr 2008)
Tax Bill	$22,208 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-303-025`

Property Details

APN / Parcel Number

Primary APN	`15-13-303-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,094 sqft Living Area
Gross Area	5,221 sqft
1st Floor Area	3,234 sqft
Basement Area	1,147 sqft
Finished Basement	860 sqft
Unfinished Basement	287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Exterior Material	Brick
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	591 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 FALLSTONE DR
City	LAKE FOREST
State	IL
Zip	60045-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE WOODS UNIT TWO LOT 24
Legal Subdivision	LINCOLNSHIRE WOODS UNIT TWO
Legal Lot Number	24
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1056
Census Tract	866200

Owner

104 Fallstone Dr is owned and occupied by two individuals who bought it in April 2008.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 FALLSTONE DR, LAKE FOREST, IL 60045-3484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Oct 3, 2017	Deed of Trust, Mortgage · ARM CHICAGO FINANCIAL SERVICES INC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2008 · Amount on File
Deed Sale	Apr 10, 2008 · Amount on File
Deed Document Number	20086330488
Prior Transfer Date	Sep 3, 1997
Prior Transfer Doc	0004028911
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	104 FALLSTONE DR, LAKE FOREST, IL 60045-3484
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007830285
Date	Sep 29, 2021
Instrument	7830285

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	104 FALLSTONE DR, LAKE FOREST, IL 60045-3484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007432376
Date	Oct 3, 2017
Instrument	7432376

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	104 FALLSTONE DR, LAKE FOREST, IL 60045-3484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007642834
Date	Mar 20, 2020
Instrument	7642834

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	104 FALLSTONE DR, LAKE FOREST, IL 60045-3484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007725338
Date	Dec 9, 2020
Instrument	7725338

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lincolnshire Village
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,504 Land $76,592 Building $194,912	$814,593 Land $229,799 Building $584,794
2024	$22,208.00 (+7.62%)
2023	$20,636.00 (+3.99%)	$241,501 (+3.4%) Land $68,128 Building $173,373	$724,575 (+3.4%) Land $204,404 Building $520,171
2022	$19,844.00	$233,555 Land $65,886 Building $167,669	$700,735 Land $197,678 Building $503,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Fallstone Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Fallstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLNSHIRE serves 7,940 people · EPA ID IL0970950
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Fallstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures