104 Estridge Ct, Berea, KY 40403 Property Records

Madison County property record for 104 Estridge Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	936 sqft
Owner	Individual Name on File
Last Sale	$114,900 (Jul 2019)
Tax Bill	$784 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B001-0009-0009`

Property Details

APN / Parcel Number

Primary APN	`B001-0009-0009`
Alternative APNs	`106271` `143593` `73784`

Interior

Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73784
Street Address	104 ESTRIDGE CT
City	BEREA
State	KY
Zip	40403-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2015
Census Tract	11201

Owner

104 Estridge Ct is owned and occupied by an individual who bought it in July 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 ESTRIDGE CT, BEREA, KY 40403-1517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SUPPLIERS INC
Jul 26, 2019	Deed, Transfer · ARM PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Deed Document Number	2013996163
Deed Book / Page	D00776 / 434
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	104 ESTRIDGE CT, BEREA, KY 40403-1517
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2081/118
Date	Aug 10, 2021
Book Page	M2081/118
Instrument	2014047647

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company
Address	WINCHESTER, KY 40391

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 26, 2019
Property Address	104 ESTRIDGE CT, BEREA, KY 40403-1517
Document Number	D00776/434
Book / Page	D00776 / 434
Instrument Date	Jul 25, 2019
Instrument	2013996163
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1380, BEREA, KY 40403-3380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ESTRIDGE CT, BEREA, KY 40403-1517

Mortgage

Document Number	2013996164
Date	Jul 26, 2019
Instrument	2013996164

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Min Rate At Change	3.75%
Max Rate At Change	10.2%
Index	Other
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 104 Estridge Ct was $784 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 Homeowner's exemption	$114,900	$114,900
2023	$896.00 Homeowner's exemption	$114,900	$114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Estridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Estridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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