104 Esplanade Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 104 Esplanade Pl, Chesapeake, VA 23320

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 2,135 sqft · built 1995
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$312,100 (Sep 2020)
Tax Bill$3,998 (2025)
Deeds & MortgagesJan 2017 Refinance
Sep 2020 Sale & Mortgage
APN0367008000430

Property Details

APN / Parcel Number

Primary APN0367008000430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,135 sqft Living Area
1st Floor Area709 sqft
Upper Floors Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions275 ft deep x 17 ft wide
Garage TypeAttached
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area43 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address104 ESPLANADE PL
CityCHESAPEAKE
StateVA
Zip23320-2086
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD: PLANN
Legal Description43A RESUB LTS 40-50 RIVER WALK SEC MC-2 PH 2 PT 2
Legal SubdivisionLONG POINTE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2001
Census Tract20908

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 ESPLANADE PL, CHESAPEAKE, VA 23320-2086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
SUNTRUST MORTGAGE INC
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleMay 19, 2015
Deed Document Number202034111
Deed Book / Page10223 / 314
Last Transfer DateMay 10, 2021
Transfer Doc0000021698
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address104 ESPLANADE PL, CHESAPEAKE, VA 23320-2086
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9745/1393
DateJan 18, 2017
Book Page9745/1393
Instrument170001348
Lender
NameSUNTRUST MORTGAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJan 1, 2047
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 22, 2020
Property Address104 ESPLANADE PL, CHESAPEAKE, VA 23320-2086
Document Number10223/314
Book / Page10223 / 314
Instrument DateSep 9, 2020
Instrument200034111
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ESPLANADE PL, CHESAPEAKE, VA 23320-2086

Mortgage

Document Number200034112
DateSep 22, 2020
Instrument200034112
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,900 (-0.23%) Land $155,000 Building $239,900$394,900 (-0.23%) Land $155,000 Building $239,900
2025$3,998.00 (+2.64%)$395,800 (+15.83%) Land $135,000 Building $260,800$395,800 (+15.83%) Land $135,000 Building $260,800
2024$3,895.00 (+33.03%)
2023$341,700 (+5.59%) Land $120,000 Building $221,700$341,700 (+5.59%) Land $120,000 Building $221,700
2022$323,600 Land $110,000 Building $213,600$323,600 Land $110,000 Building $213,600
2019$2,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 236 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies360 units insured
incl. 124 condo units
Nearby Flood Claims50 (2003–2021)
Most Recent ClaimAug 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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