104 Espejo St, Mobile, AL 36604 Property Records

Mobile County property record for 104 Espejo St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,564 sqft · built 1920
Owner	2 Individual Names on File
Last Sale	$123,000 (Oct 2002)
Tax Bill	$892 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022910450001131`

Property Details

APN / Parcel Number

Primary APN	`R022910450001131`
Alternative APNs	`29 10 45 0 001 131.XXX` `00955078` `955078`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,022 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal

Exterior Amenities

Porch	Open Porch
Porch Area	154 sqft
Deck Area	176 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	955078
Old Parcel Number	R022910450001131
Street Address	104 ESPEJO ST
City	MOBILE
State	AL
Zip	36604-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT PT ON W/S OF ESPEJO ST 105 FT SLY FROM SW COR OF BROWN & ESPEJO STS & RUN TH SLY ALG W/S OF ESPEJO ST 50 FT TO PT TH
Legal Range	01W
Legal Township	04S
Legal Section	45
Legal Subdivision	PARKER STREET
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1008
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 Espejo St is owned and occupied by two individuals who bought it in October 2002.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	104 ESPEJO ST, MOBILE, AL 36604-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2002 · Amount on File
Deed Sale	Oct 22, 2002 · Amount on File
Deed Document Number	2002083060
Deed Book / Page	5245 / 1594
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	104 ESPEJO ST, MOBILE, AL 36604-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038831
Date	Jul 11, 2017
Book Page	7530/0134
Instrument	2017038831

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 104 Espejo St was $892 with a homeowner's exemption, up 6.2% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+6.19%) Homeowner's exemption	$14,950 (+5.8%) Land $2,980 Building $11,970	$149,500 (+5.8%) Land $29,800 Building $119,700
2024	$840.00 (+2.69%) Homeowner's exemption	$14,130 (+2.54%) Land $3,060 Building $11,070	$141,300 (+2.54%) Land $30,600 Building $110,700
2023	$818.00 Homeowner's exemption	$13,780 Land $2,760 Building $11,020	$137,800 Land $27,600 Building $110,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Espejo St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–1998)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Espejo St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20