104 Emerald Ln, Largo, FL 33771 Property Records

Pinellas County property record for 104 Emerald Ln, Largo, FL 33771

Property Summary

Property Type	Multi-Family Dwellings
Details	2.5 ba · 1,662 sqft · built 1955
Lot Size	0.175 acres (7,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,900 (Dec 2019)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-5578-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-5578-4`
Alternative APNs	`36-29-15-94104-002-0350` `291536941040020350` `152936941040020350` `R395404`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,662 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,619 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Shed	1 Shed
Shed Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R395404
Street Address	104 EMERALD LN
City	LARGO
State	FL
Zip	33771-2625
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	VILLAGE GREEN SUB BLK 2, LOT 35
Legal Range	15E
Legal Township	29S
Legal Section	36
Legal Subdivision	VILLAGE GREEN SUB
Legal Tract	94104
Legal Block	2
Legal Lot Number	35
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1022
Census Tract	25416

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3050 LANDMARK BLVD, 1002, PALM HARBOR, FL 34684-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Dec 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	2019386835
Deed Book / Page	20794 / 507
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	0207940507
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	104 EMERALD LN, LARGO, FL 33771-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EMERALD LN, LARGO, FL 33771-2625

Mortgage

Document Number	0209180039
Date	Mar 11, 2020
Book Page	20918/39
Instrument	2020082540

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	104 EMERALD LN, LARGO, FL 33771-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210330237
Date	Jun 10, 2020
Book Page	21033/237
Instrument	2020174642

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 4, 2019
Property Address	104 EMERALD LN, LARGO, FL 33771-2625
Document Number	0207940507
Book / Page	20794 / 0507
Map Reference	MB 33 PG 61
Instrument Date	Nov 19, 2019
Instrument	2019386835
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ISLAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$160.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EMERALD LN, LARGO, FL 33771-2625

Mortgage

Document Number	0207940508
Date	Dec 4, 2019
Instrument	20794/0508

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (+5.77%) Homeowner's exemption	$123,226 (+8.3%)	$265,796 (+15.78%) Land $103,541 Building $162,255
2024	$1,490.00 (+4.12%)
2023	$1,431.00 (+2.58%) Homeowner's exemption	$113,778 (+3%)	$229,565 (+19.93%) Land $120,273 Building $109,292
2022	$1,395.00 Homeowner's exemption	$110,464	$191,415 Land $110,093 Building $81,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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