104 Emerald Dr, Brandon, MS 39047 Property Records

Rankin County property record for 104 Emerald Dr, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 2015
Lot Size	0.194 acres (8,481 sqft)
Owner	Individual Name on File
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`H11J000002 01630`

Property Details

APN / Parcel Number

Primary APN	`H11J000002 01630`
Alternative APN	`78821`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,264 sqft Adjusted Area
1st Floor Area	1,447 sqft
2nd Floor Area	435 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,481 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	78821
Street Address	104 EMERALD DR
City	BRANDON
State	MS
Zip	39047-6546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 GARDENS OF MANSHIP PH 3
Legal Range	03E
Legal Township	06N
Legal Section	18
Legal Subdivision	GARDENS OF MANSHIP
Legal Phase	3
Legal Lot Number	163
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1036
Census Tract	20212

Owner

Source: Rankin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 EMERALD DR, BRANDON, MS 39047-6546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2023	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Oct 2, 2025	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Apr 11, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Apr 2, 2018	Grant Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018
Deed Sale	Apr 2, 2018
Prior Sale	Apr 17, 2015 · Amount on File
Deed Book / Page	2018 / 5892
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	Oct 12, 2026
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Document Number	3026092581
Book / Page	3026 / 92581
Instrument Date	Sep 10, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EMERALD DR, BRANDON, MS 39047-6546

Mortgage

Document Number	3026092581,
Date	Oct 12, 2026
Book Page	3026/92581

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	478 Months
Due	Aug 1, 2066

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091491
Date	Aug 31, 2022
Book Page	3022/91491

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090036
Date	Nov 15, 2023
Book Page	3023/90036

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081223
Date	Oct 2, 2025
Book Page	3025/81223

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	303 Months
Due	Jan 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026418
Date	Apr 11, 2025
Book Page	3025/26418

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Jan 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072726
Date	Sep 20, 2024
Book Page	3024/72726

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jan 1, 2051

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 2, 2018
Property Address	104 EMERALD DR, BRANDON, MS 39047-6546
Document Number	0000005892
Instrument	5892
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (+9.69%) Homeowner's exemption	$23,710 (+6.99%)
2024	$2,838.00 (-32.22%)		$237,100 (+6.99%) Land $35,000 Building $202,100
2023		$22,161
2021			$221,610 Land $35,000 Building $186,610
2019	$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	18 (2003–2018)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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