104 Elm St, Hebron, MD 21830 Property Records

Wicomico County property record for 104 Elm St, Hebron, MD 21830

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,241 sqft · built 2023
Lot Size	0.231 acres (10,048 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Dec 2023)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-004185`

Property Details

APN / Parcel Number

Primary APN	`15-004185`
Alternative APN	`004185`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,241 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,048 sqft (0.231 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004185
Street Address	104 ELM ST
City	HEBRON
State	MD
Zip	21830-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	10,048 SQFT 104 ELM ST HEBRON
Jurisdiction	WICOMICO MD
Township / Civil Division	15, HEBRON
Census Block Group	1
Census Block	1029
Census Tract	10704

Owner

104 Elm St is owned and occupied by two individuals who bought it in December 2023.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 ELM ST, HEBRON, MD 21830-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 18, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Book / Page	5333 / 406
Transfer Doc	0000002680
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 20, 2023
Property Address	104 ELM ST, HEBRON, MD 21830-1310
Document Number	0053330406
Book / Page	5333 / 406
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ELM ST, HEBRON, MD 21830-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ELM ST, HEBRON, MD 21830-1310

Mortgage

Document Number	0053330412
Date	Dec 20, 2023
Instrument	5333-0412

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 18, 2018
Property Address	104 ELM ST, HEBRON, MD 21830-1310
Document Number	0043770116
Book / Page	004377 / 000116
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ELM ST HEBRON MD 218301310, HEBRON, MD 21830-1310

Mortgage

Document Number	43770121
Date	Sep 18, 2018
Book Page	004377/000121

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 104 Elm St was $2,084 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Hebron Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,100 Land $22,500 Building $229,600	$252,100 Land $22,500 Building $229,600
2025	$2,084.00 Homeowner's exemption
2023	$1,951.00	$195,600 Land $22,500 Building $173,100	$195,600 Land $22,500 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HEBRON serves 1,022 people · EPA ID MD0220002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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