104 Elm St, Hardwick, VT 05843 Property Records

Hardwick Town property record for 104 Elm St, Hardwick, VT 05843

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,312 sqft · built 1879
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$77,500 (Dec 2003)
Tax Bill$2,083 (2025)
Deeds & MortgagesJul 2023 Document
APN282-089-11488

Property Details

APN / Parcel Number

Primary APN282-089-11488
Alternative APNs
  • (089) 23037.00010
  • M:23037 B:00010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,312 sqft Living Area
Gross Area3,366 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Street Address104 ELM ST
CityHARDWICK
StateVT
Zip05843-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE/GARAGE/LOT
JurisdictionHARDWICK VT
Township / Civil DivisionHARDWICK
Census Block Group2
Census Block2008
Census Tract957700

Owner

104 Elm St is owned by an individual who acquired it in July 2023.

Source: Hardwick Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1321, HARDWICK, VT 05843-1321
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2003 · Amount on File
Deed SaleDec 31, 2003 · Amount on File
Deed Document Number2003838378
Deed Book / Page117 / 412
Last Transfer DateJul 24, 2023
Transfer Doc0209718592
Record UpdatedOct 29, 2026

July 2023:

JurisdictionHARDWICK VT
Recording DateJul 26, 2023
Property Address104 ELM ST, HARDWICK, VT 05843-2006
Document NumberDK209718592
Instrument DateJul 24, 2023
InstrumentDK 209718592
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 ETHAN ALLEN HWY, NEW HAVEN, VT 05472-1002

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1321, HARDWICK, VT 05843-1321

Tax Assessment & Valuation

The 2025 property tax bill for 104 Elm St was $2,083, down 39.5% from the year before.

Source: Hardwick Town assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVermont
CountyCaledonia County
County SubdivisionHardwick Town
Elementary School DistrictMountain View Union Elementary School District (PK - 06)
Secondary School DistrictHazen UHSD 26 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,083.00 (-39.47%)$174,400 Land $54,300 Building $120,100
2024$3,441.00
2022$2,856.00$95,400 Land $22,400 Building $73,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 104 Elm St; there have been 55 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims55 (1979–2024)
Most Recent ClaimJul 2024 · Severe Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 9 claims
  • Tropical Storm Irene, Aug 2011 · 5 claims
  • Excessive Rainfall, Flooding, Aug 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDWICK TOWN WATER SYSTEM
serves 1,900 people · EPA ID VT0005039
Water SourceGroundwater
Last State InspectionMay 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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