Greenlee County property record for 104 Elm St, Duncan, AZ 85534
| Property Type | Single Family Home |
|---|---|
| Details | 2,169 sqft · built 1959 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-22-050B |
| Primary APN | 500-22-050B |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 2,169 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Carport |
| Garage Area | 489 sqft |
| Carport | Carport |
| Carport Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 190 sqft |
| Utility Building | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R0005282 |
|---|---|
| Street Address | 104 ELM ST |
| City | DUNCAN |
| State | AZ |
| Zip | 85534-0400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 301.12 S AND 647.51 W OF CEN SEC 19 T8S R32E; TH N 65 DEG 58 E 125; TH N 24 DEG 02 W 100; TH S 65 DEG 58 W 125 TH S 24 DEG 02 E 100 TO POB. |
| Jurisdiction | GREENLEE AZ |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 960300 |
104 Elm St is owned by two individuals who acquired it in January 2016.
Source: Greenlee County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 651, DUNCAN, AZ 85534-0651 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2016 |
| Deed Sale | Jan 7, 2016 |
| Prior Sale | Sep 30, 2011 · Amount on File |
| Deed Document Number | 20166 |
| Prior Transfer Date | Dec 29, 2015 |
| Prior Transfer Doc | 0000000006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENLEE AZ |
| Property Address | 104 ELM ST, DUNCAN, AZ 85534-0400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000523 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-00523 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENLEE AZ |
| Property Address | 104 ELM ST, DUNCAN, AZ 85534-0400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | INSURED TITLE SERVICES, INSPIRED TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000000195 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-00195 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENLEE AZ |
| Property Address | 104 ELM ST, DUNCAN, AZ 85534-0400 |
| Document Number | 0000000398 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 651 DUNCAN AZ 855340651, DUNCAN, AZ 85534-0651 |
| Document Number | 0000000398 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 398 |
| Name | FREEDOM HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
The 2025 property tax bill for 104 Elm St was $906.
Source: Greenlee County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Greenlee County |
| Municipality | Duncan Town |
| Unified School District | Duncan Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $144,210 Land $6,703 Building $137,507 | ||
| 2025 | $906.00 | $13,594 (+7.68%) Land $530 Building $13,064 | $135,939 (+7.68%) Land $5,299 Building $130,640 |
| 2024 | $12,625 Land $461 Building $12,164 | $126,249 Land $4,607 Building $121,642 | |
| 2023 | $821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 24 (1978–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNCAN serves 605 people · EPA ID AZ0406001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Also Mapped Here | HUNTER WATER - TOWN OF DUNCAN |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.6 mg/L (2019) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2024 |
| Monitoring and Reporting | 95 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Valley Telecom Group DSL | 60 / 15 |
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