104 Eagle Dr, Catlettsburg, KY 41129 Property Records

Boyd County property record for 104 Eagle Dr, Catlettsburg, KY 41129

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,400 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2008)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-00-00-044.05`

Property Details

APN / Parcel Number

Primary APN	`027-00-00-044.05`
Alternative APN	`490491`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	490491
Street Address	104 EAGLE DR
City	CATLETTSBURG
State	KY
Zip	41129-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT # 3 & 4 SECTION 1 BEAR CREEK ESTATES SUBDIVISION
Legal Subdivision	BEAR CREEK ESTATES
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	BOYD KY
Township / Civil Division	CANNONSBURG
Census Block Group	1
Census Block	1043
Census Tract	31102

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 EAGLE DR, CATLETTSBURG, KY 41129-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2008 · Amount on Record
Deed Sale	Mar 6, 2008 · Amount on Record
Deed Document Number	606494
Deed Book / Page	D711 / 410
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Oct 7, 2026
Property Address	104 EAGLE DR, CATLETTSBURG, KY 41129-8604
Document Number	0010046858
Book / Page	882 / 204
Instrument Date	Oct 5, 2026
Instrument	202610046858
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	104 EAGLE DR, CATLETTSBURG, KY 41129-8604

Mortgage

Document Number	0010046859,
Date	Oct 7, 2026
Instrument	202610046859

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	104 EAGLE DR, CATLETTSBURG, KY 41129-8604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1424/124
Date	Feb 14, 2020
Book Page	M1424/124
Instrument	9829801

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.95%
Index	1-Year LIBOR
Max Rate	7.95%

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (-1.31%) Homeowner's exemption	$215,000 (-) Land $30,000 Building $185,000	$215,000 (-) Land $30,000 Building $185,000
2023	$2,368.00 Homeowner's exemption	$215,000 Land $30,000 Building $185,000	$215,000 Land $30,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG SANDY WATER DISTRICT serves 13,044 people · EPA ID KY0100944
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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