104 E Wisconsin Ave, Gilbert, MN 55741 Property Records

St. Louis County property record for 104 E Wisconsin Ave, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,007 sqft · built 1910
Lot Size	0.123 acres (5,399 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Oct 2021)
Tax Bill	$746 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-0010-00740`

Property Details

APN / Parcel Number

Primary APN	`060-0010-00740`
Alternative APN	`1118880`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,007 sqft Gross Area
1st Floor Area	832 sqft
Basement Area	798 sqft
Finished Basement	798 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Construction Type	Frame
Lot Area	5,399 sqft (0.123 acres)
Garage Area	378 sqft
Porch	Slab
Porch Area	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1118880
Street Address	104 E WISCONSIN AVE
City	GILBERT
State	MN
Zip	55741-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 34 & W1/2 OF LOT 35 SERIAL #
Legal Subdivision	GILBERT
Legal Block	4
Legal Lot Number	34-35
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1037
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E WISCONSIN AVE, GILBERT, MN 55741-5036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MANN MORTGAGE LLC
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20211427112
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	104 E WISCONSIN AVE, GILBERT, MN 55741-5036
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001427114
Date	Oct 13, 2021
Instrument	1427114

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2021
Property Address	104 E WISCONSIN AVE, GILBERT, MN 55741-5036
Document Number	0001427112
Instrument Date	Sep 24, 2021
Instrument	1427112
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E WISCONSIN AVE, GILBERT, MN 55741-5036

Mortgage

Document Number	0001427113
Date	Oct 13, 2021
Instrument	1427113

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$746.00 (+6.27%) Homeowner's exemption
2025	$702.00 (-16.82%) Homeowner's exemption	$117,600 (+25.91%) Land $7,700 Building $109,900	$117,600 (+25.91%) Land $7,700 Building $109,900
2024	$844.00	$93,400 (+10.27%) Land $6,100 Building $87,300	$93,400 (+10.27%) Land $6,100 Building $87,300
2022		$84,700 Land $5,100 Building $79,600	$84,700 Land $5,100 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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