104 E Warren St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 104 E Warren St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1925
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2009)
Tax Bill	$4,006 (2024)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-354-015`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-354-015`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	840 sqft Living Area
Gross Area	2,776 sqft
Basement Area	840 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	408 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 E WARREN ST
City	SAINT JOSEPH
State	IL
Zip	61873-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 SUB OF S 1/2 SW 1/4 SW 1/4 SEC. 11-19-10
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1002
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E WARREN ST, SAINT JOSEPH, IL 61873-8926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2009 · Amount on Record
Deed Sale	May 13, 2009 · Amount on Record
Deed Document Number	200913582
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E WARREN ST, SAINT JOSEPH, IL 61873-8926
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E WARREN ST, SAINT JOSEPH, IL 61873-8926

Mortgage

Document Number	0000008760
Date	Jun 29, 2023
Instrument	2023R08760

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	May 4, 2045

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,540 (+25.31%) Land $14,710 Building $52,830	$202,620 (+25.31%) Land $44,130 Building $158,490
2024	$4,006.00 (+13.71%)
2022	$3,523.00 Homeowner's exemption	$53,900 Land $11,740 Building $42,160	$161,700 Land $35,220 Building $126,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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