104 E Summer Pl, Emerald Isle, NC 28594 Property Records

Carteret County property record for 104 E Summer Pl, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,247 sqft · built 1983
Lot Size0.19 acres (8,276 sqft)
Owner2 Company Names on Record
Last Sale$891,000 (Jul 2022)
Tax Bill$3,244 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.17.20.0786000

Property Details

APN / Parcel Number

Primary APN6304.17.20.0786000
Alternative APNs
  • 555487
  • 62911

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,247 sqft Heated Area
Gross Area2,639 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1999
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions113 ft deep x 75 ft wide
Garage TypeCarport
Garage Area896 sqft
CarportCarport
Carport Area896 sqft

Exterior Amenities

PorchSlab
Porch Area88 sqft
Deck Area10 sqft
Utility Building795 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number62911
Street Address104 E SUMMER PL
CityEMERALD ISLE
StateNC
Zip28594-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 BB B25 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block20
Legal Lot Number4
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1034
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address16767 CHESTNUT OVERLOOK DR, PURCELLVILLE, VA 20132-2874
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Warranty Deed, Transfer · Conventional Mortgage
CORPORATE INVESTORS MORTGAGE GROUP
Mar 23, 2018Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleMar 23, 2018 · Amount on Record
Deed Document Number20221774431
Deed Book / Page1774 / 431
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJul 26, 2022
Property Address104 E SUMMER PL, EMERALD ISLE, NC 28594-3301
Document Number0017740431
Book / Page1774 / 431
Map ReferenceMB 9 PG 17
Instrument DateJul 18, 2022
Instrument1774431
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,782.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 E SUMMER PL, 104, EMERALD ISLE, NC 28594-3301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16767 CHESTNUT OVERLOOK DR, PURCELLVILLE, VA 20132-2874

Mortgage

Document Number0001774432
DateJul 26, 2022
Instrument1774-432
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMar 23, 2018
Property Address104 E SUMMER PL, EMERALD ISLE, NC 28594-3301
Document Number0016030248
Book / Page001603 / 000248
Instrument DateMar 21, 2018
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address193 HOLLY BERRY RD FREDERICKSBURG VA 224065341, FREDERICKSBURG, VA 22406-5341

Mortgage

Document Number16030249
DateMar 23, 2018
Book Page001603/000249
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$851,886 (-) Land $415,125 Building $436,761$851,886 (-) Land $415,125 Building $436,761
2025$3,244.00 (+25.64%)$851,886 (+79.42%) Land $415,125 Building $436,761$851,886 (+79.42%) Land $415,125 Building $436,761
2023$474,813 Land $297,675 Building $177,138$474,813 Land $297,675 Building $177,138
2022$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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