104 E Sargent St, Litchfield, IL 62056 Property Records

Montgomery County property record for 104 E Sargent St, Litchfield, IL 62056

Property Summary

Property Type	Commercial
Details	550 sqft · built 1965
Lot Size	0.164 acres (7,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (Jun 2020)
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
APN	`15-04-132-001`

Property Details

APN / Parcel Number

Primary APN	`15-04-132-001`
Alternative APN	`16-000-752-00`

Interior

Building Area	550 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,173 sqft (0.164 acres)

Location & Zoning

Street Address	104 E SARGENT ST
City	LITCHFIELD
State	IL
Zip	62056-2223
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 10 BLK 47 ORIGINAL TOWN HUGGINS ADD 8-5-752 S T00 R
Legal Subdivision	ORIGINAL TOWN HUGGINS ADD
Legal Block	47
Legal Lot Number	10
Jurisdiction	MONTGOMERY IL
Township / Civil Division	SOUTH LITCHFIELD
Census Block Group	1
Census Block	1027
Census Tract	957800

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 SCHMIDT ST, GILLESPIE, IL 62033-1039
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Feb 20, 2007 · Amount on Record
Deed Document Number	20202202
Deed Book / Page	1725 / 640
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 29, 2020
Property Address	104 E SARGENT ST, LITCHFIELD, IL 62056-2223
Document Number	001725/640
Book / Page	1725 / 640
Instrument Date	May 28, 2020
Instrument	202002202
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 N CLINTON ST, 717, LITCHFIELD, IL 62056-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E SPRUCE ST, GILLESPIE, IL 62033-1634

Mortgage

Document Number	001725/643
Date	Jun 29, 2020
Book Page	1725/643
Instrument	202002203

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 28, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	South Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,962.00 (+5.33%)	$33,680 (+6.92%) Land $8,170 Building $25,510	$101,040 (+6.92%) Land $24,510 Building $76,530
2024	$2,812.00	$31,500 Land $7,640 Building $23,860	$94,500 Land $22,920 Building $71,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 6,648 people · EPA ID IL1350400
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20