Harford County property record for 104 E Ring Factory Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 1962 |
| Lot Size | 0.35 acres (15,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $3,426 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115151 |
| Primary APN | 03-115151 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 15,244 sqft (0.35 acres) |
| Lot Dimensions | 148 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 264 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 115151 |
|---|---|
| Street Address | 104 E RING FACTORY RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 61 101/105X148 104 E RING FACTORY RD COLONIAL AC S 2 P 09/05 |
| Legal Subdivision | COLONIAL ACRES |
| Legal Lot Number | 61,104 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 303602 |
Source: Harford County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 27, 2021 | Deed of Distribution, Transfer |
| Feb 10, 2021 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Aug 4, 2004 |
| Deed Book / Page | 14953 / 306 |
| Prior Transfer Date | Apr 10, 2021 |
| Prior Transfer Doc | 0147790091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 11, 2021 |
| Property Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
| Document Number | 0149530306 |
| Book / Page | 14953 / 306 |
| Map Reference | MB GRG 8 FO 5 |
| Instrument Date | Jul 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
| Document Number | 0014953311 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 14953/311 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 27, 2021 |
| Property Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
| Document Number | 0147790091 |
| Book / Page | 14779 / 91 |
| Map Reference | MB GRG 9 FO 5 |
| Instrument Date | Apr 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2522 REGIS DR, DAVIS, CA 95618-1557 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 10, 2021 |
| Property Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
| Document Number | 0144830095 |
| Book / Page | 14483 / 95 |
| Map Reference | MB GRG9 FO 5 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 104 E RING FACTORY RD, BEL AIR, MD 21014-5510 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,426.00 (+9.21%) | $314,400 (+1.45%) | $323,400 (+4.36%) Land $106,000 Building $217,400 |
| 2025 | $3,137.00 (+18.11%) | $309,900 (+16.61%) Land $106,000 Building $203,900 | $309,900 (-) Land $106,000 Building $203,900 |
| 2023 | $265,767 | $309,900 Land $106,000 Building $203,900 | |
| 2022 | $2,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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