Walton County property record for 104 E Pinehurst Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1984 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (Sep 2022) |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-20-33300-000-0130 |
| Primary APN | 28-2S-20-33300-000-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 3,018 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,742 sqft (0.568 acres) |
| Lot Dimensions | 150 ft deep x 165 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 508 sqft |
| Patio Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 E PINEHURST DR |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-3454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR21 |
| Legal Description | LOT 13 OF PINEHURST S/D A RE/S/D OF LOT 20, 28-2S-20- PB 6-26 & PB 2-4 OR 1857-201 OR 2755-3289 OR 3265-4808 |
| Legal Range | 020 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | PINEHURST |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950605 |
Source: Walton County records · APN 28-2S-20-33300-000-0130
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1060 CROW CREEK RD, AFTON, WY 83110-9756 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Sep 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2022 · Amount on Record |
| Deed Sale | Sep 07, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2007 · Amount on Record |
| Deed Document Number | 202240378 |
| Deed Book / Page | 3265 / 4808 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0027553289 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 104 E PINEHURST DR, SANTA ROSA BEACH, FL 32459-3454 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1060 CROW CREEK RD, AFTON, WY 83110-9756 |
| Document Number | 0032720534 |
|---|---|
| Date | Nov 03, 2022 |
| Book Page | 3272/534 |
| Instrument | 20220048586 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | CENTERVILLE, SD 57014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 07, 2022 |
| Property Address | 104 E PINEHURST DR, SANTA ROSA BEACH, FL 32459-3454 |
| Document Number | 0032654808 |
| Book / Page | 3265 / 4808 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 20220040378 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 EMMA GRACE LN, 82, SANTA ROSA BEACH, FL 32459-6148 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1060 CROW CREEK RD, AFTON, WY 83110-9756 |
| Document Number | 0032654813 |
|---|---|
| Date | Sep 07, 2022 |
| Book Page | 3265/4813 |
| Instrument | 20220040380 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | CENTERVILLE, SD 57014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Max Rate | 10.1% |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 (-2.82%) | $335,821 (+1.22%) Land $60,000 Building $275,821 | $335,821 (+1.22%) Land $60,000 Building $275,821 |
| 2024 | $3,122.00 (+3.58%) | ||
| 2023 | $3,014.00 (+245.64%) | $331,780 (+56.25%) Land $43,898 Building $287,882 | $331,780 (+56.25%) Land $43,898 Building $287,882 |
| 2022 | $872.00 Homeowner's exemption | $212,335 Land $48,727 Building $163,608 | $212,335 Land $48,727 Building $163,608 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 219 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 219 in force |
| Nearby Flood Claims | 4 (2018–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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