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104 E Pier St, Oxford, MD 21654 Property Records

Talbot County property record for 104 E Pier St, Oxford, MD 21654

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,661 sqft · built 2009
Lot Size0.379 acres (16,503 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Aug 2024)
Tax Bill$6,293 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-109283

Property Details

APN / Parcel Number

Primary APN03-109283
Alternative APNs
  • 3109283
  • 109283

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,661 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,503 sqft (0.379 acres)
Garage TypeDetached
Garage Area952 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area147 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number109283
Street Address104 E PIER ST
CityOXFORD
StateMD
Zip21654-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 - 16,503 SF S/S PIER ST OXFORD
Legal SubdivisionPIER STREET
Legal Lot Number8
JurisdictionTALBOT MD
Township / Civil Division3, TRAPPE
Census Block Group2
Census Block2013
Census Tract960900

Owner

104 E Pier St is owned by a company that bought it in August 2024.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address888 BESTGATE RD, 316, ANNAPOLIS, MD 21401-2957
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on File
Deed SaleAug 21, 2024 · Amount on File
Prior SaleOct 14, 2020 · Amount on File
Deed Book / Page3133 / 311
Transfer Doc0000001594
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateOct 14, 2020
Property Address104 E PIER ST, OXFORD, MD 21654-1347
Document Number0027570452
Book / Page2757 / 452
Instrument DateOct 8, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 E PIER ST, OXFORD, MD 21654-1347

Mortgage

Document Number0002757460
DateOct 14, 2020
Instrument2757/460
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 104 E Pier St was $6,293, up 9.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalityOxford Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,293.00 (+9.27%)$561,000 Land $97,700 Building $463,300$561,000 Land $97,700 Building $463,300
2025$5,759.00
2023$4,566.00 Homeowner's exemption$438,400 Land $97,700 Building $340,700$438,400 Land $97,700 Building $340,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Pier St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 282 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies305 units insured
incl. 23 condo units
Nearby Flood Claims227 (1979–2024)
Claims Outside the SFHA19 of 227
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 128 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Pier St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OXFORD
serves 726 people · EPA ID MD0200005
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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