104 E Pacific St, Chamois, MO 65024 Property Records

Osage County property record for 104 E Pacific St, Chamois, MO 65024

Property Summary

Property Type	Rural Home
Details	2 bd · 1,389 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$175 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-10-12-02-005-0012.00`

Property Details

APN / Parcel Number

Primary APN	`03-10-12-02-005-0012.00`
Alternative APN	`3101202005001200`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Adjusted Area
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Patio Area	364 sqft
Utility Building	208 sqft

Location & Zoning

Account Number	03101202005001200
Street Address	104 E PACIFIC ST
City	CHAMOIS
State	MO
Zip	65024-1097
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 4 5 6 1ST TIER OF LOTS S RR & E OF MAIN ST PT OF ORIGINAL TOWN OF CHAMOIS SEC 12 T45N R8W
Legal Range	08W
Legal Township	45N
Legal Section	12
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	4
Jurisdiction	OSAGE MO
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2041
Census Tract	490100

Owner

Source: Osage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E PACIFIC ST, CHAMOIS, MO 65024-1097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025
Deed Sale	Aug 28, 2025
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20251538
Deed Book / Page	616 / 1
Prior Transfer Date	Aug 21, 2025
Prior Transfer Doc	00000616/1
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE MO
Recording Date	Dec 28, 2021
Property Address	104 E PACIFIC ST, CHAMOIS, MO 65024-1097
Document Number	000574/160
Book / Page	574 / 160
Instrument Date	Dec 28, 2021
Instrument	20213070
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E PACIFIC ST, CHAMOIS, MO 65024-1097

Mortgage

Document Number	0020213071
Date	Dec 28, 2021
Instrument	20213071

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chamois City
County	Osage County
Unified School District	Osage County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,545 (-)	$13,395 (-)
2025	$175.00 (+15.13%)	$2,545 (+13.26%)	$13,395 (+13.31%) Land $4,911 Building $8,484
2023	$152.00	$2,247	$11,822 Land $4,910 Building $6,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1986–2025)
Claims Outside the SFHA	2 of 44
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 9 claims Severe Storms & Flooding, Aug 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMOIS PWS serves 396 people · EPA ID MO3010155
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Nov 2022 Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10