104 E Oregon Dr, Nags Head, NC 27959 Property Records

Dare County property record for 104 E Oregon Dr, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,128 sqft · built 1978
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$3,842,500 (Feb 2022)
Tax Bill	$2,051 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`071811565282`

Property Details

APN / Parcel Number

Primary APN	`071811565282`
Alternative APN	`008064000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,128 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,500 sqft (0.195 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	071811565282
Street Address	104 E OREGON DR
City	NAGS HEAD
State	NC
Zip	27959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 30 BLK: SEC: PL: 8 SL: 58
Legal Subdivision	HIGH DUNES
Legal Lot Number	30
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	3
Census Block	3010
Census Tract	970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 CHARINGTON DR, SEVERNA PARK, MD 21146-1706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 15, 2018	Deed of Trust, Mortgage · ARM SOUTHERN TRUST MORTGAGE, LLC
Jun 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2022700114099
Deed Book / Page	2596 / 422
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 28, 2022
Property Address	104 E OREGON DR, NAGS HEAD, NC 27959
Document Number	002596/422
Book / Page	2596 / 422
Map Reference	MB 8 PG 58
Instrument Date	Feb 28, 2022
Instrument	700114099
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9309 CREEKS CROSSING BLVD, 9309, RICHMOND, VA 23235-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CHARINGTON DR, SEVERNA PARK, MD 21146-1706

Mortgage

Document Number	0700114100
Date	Feb 28, 2022
Instrument	700114100

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	104 E OREGON DR, NAGS HEAD, NC 27959
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2558/788
Date	Oct 28, 2021
Book Page	2558/788
Instrument	700107933

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	104 E OREGON DR, NAGS HEAD, NC 27959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243/0000000868
Date	Jun 15, 2018
Book Page	0000002243/0000000868
Instrument	000700053601

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2028
Index	Other

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jun 15, 2018
Property Address	104 E OREGON DR, NAGS HEAD, NC 27959
Document Number	2243/866
Book / Page	2243 / 866
Instrument Date	May 23, 2018
Instrument	000700053600
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8655 RIO GRANDE RD, RICHMOND, VA 23229-7822

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,051.00 (-55.85%)	$768,400 (-) Land $470,400 Building $298,000	$768,400 (-) Land $470,400 Building $298,000
2025	$4,646.00 (+18.22%)	$768,400 (+72.72%) Land $470,400 Building $298,000
2023	$3,930.00	$444,876 Land $221,900 Building $222,976
2020			$768,400 Land $470,400 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,001 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,150 units insured incl. 149 condo units
Nearby Flood Claims	1,909 (1979–2026)
Claims Outside the SFHA	449 of 1,909
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 185 claims Hurricane Isabel, Sep 2003 · 399 claims Hurricane Dennis, Sep 1999 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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