104 E Odell St, Gardner, IL 60424 Property Records

Grundy County property record for 104 E Odell St, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1981
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2019)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-09-211-004`

Property Details

APN / Parcel Number

Primary APN	`12-09-211-004`

Interior

Building Area	1,616 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	104 E ODELL ST
City	GARDNER
State	IL
Zip	60424-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVEJOYS SUB LTS 1 & 2 BLK 3 SEC 9-31-8
Legal Range	08W
Legal Township	31N
Legal Section	09
Legal Subdivision	LOVEJOYS SUBDIVISION
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4034
Census Tract	900

Owner

104 E Odell St is owned and occupied by an individual who bought it in April 2019.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	104 E ODELL ST, GARDNER, IL 60424-6186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 23, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 26, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	2019583889
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	104 E ODELL ST, GARDNER, IL 60424-6186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597708
Date	Nov 12, 2020
Instrument	597708

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 23, 2019
Property Address	104 E ODELL ST, GARDNER, IL 60424-6186
Document Number	0000583889
Instrument Date	Apr 22, 2019
Instrument	583889
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E ODELL ST GARDNER IL 60424, GARDNER, IL 60424

Mortgage

Document Number	583890
Date	Apr 23, 2019
Instrument	583890

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 26, 2018
Property Address	104 E ODELL ST, GARDNER, IL 60424-6186
Document Number	0000580816
Instrument Date	Oct 26, 2018
Instrument	580816
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4440 E BRACEVILLE RD MAZON IL 604446138, MAZON, IL 60444-6138

Tax Assessment & Valuation

The 2025 property tax bill for 104 E Odell St was $5,612.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00	$68,474 Land $13,461 Building $55,013	$205,422 Land $40,383 Building $165,039
2022	$4,306.00	$52,543 Land $10,329 Building $42,214	$157,629 Land $30,987 Building $126,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 E Odell St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1982–2015)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 E Odell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on E Odell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures