104 E Main St, Cumby, TX 75433 Property Records

Hopkins County property record for 104 E Main St, Cumby, TX 75433

Property Summary

Property Type	Single Family Home
Details	4,547 sqft · built 1903
Lot Size	0.826 acres (36,024 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000000563`

Property Details

APN / Parcel Number

Primary APN	`R000000563`
Alternative APN	`20.0007.000.004.00`

Interior

Stories	1 Story
Building Area	4,547 sqft Total Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1903
Lot Area	36,024 sqft (0.826 acres)
Porch	Porch
Porch Area	732 sqft
Deck Area	34 sqft

Location & Zoning

Account Number	20.0007.000.004.00
Street Address	104 E MAIN ST
City	CUMBY
State	TX
Zip	75433-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.827 LOT: 4 & 5A BLK: 7 TOWN: CUMBY
Legal Block	7
Legal Lot Number	4
Jurisdiction	HOPKINS TX
Township / Civil Division	CUMBY
Census Block Group	4
Census Block	4015
Census Tract	950200

Owner

Source: Hopkins County assessment roll, APN R000000563, as of September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5180 TEXAS HIGHWAY 19 N, SULPHUR SPRINGS, TX 75482-0794
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2019
Deed Sale	Dec 06, 2019
Record Updated	Jun 08, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS TX
Property Address	104 E MAIN ST, CUMBY, TX 75433-4519
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 TEXAS HIGHWAY 19 N, SULPHUR SPRINGS, TX 75482-0794

Mortgage

Document Number	0020243159
Date	Jun 28, 2024
Instrument	20243159

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2044

Tax Assessment & Valuation

Source: Hopkins County assessment roll as of September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cumby City
County	Hopkins County
Unified School District	Cumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,008.00 (+17.5%)	$330,880 (+89.91%) Land $26,800 Building $304,080	$330,880 (+89.91%) Land $26,800 Building $304,080
2023		$174,230 Land $18,190 Building $156,040	$174,230 Land $18,190 Building $156,040
2022	$4,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hopkins County (48223C), as of March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482239502004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 59 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Telephone Cooperative Fixed Wireless	500 / 60

May also be available: 360 Communications, Inc. (OK, AR & TX), AMG Technology Investment Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1120001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CUMBY serves 685 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	20 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.