104 E L St, Chula Vista, CA 91911 Property Records

San Diego County property record for 104 E L St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 1955
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2016)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`575-191-01-00`

Property Details

APN / Parcel Number

Primary APN	`575-191-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good

Location & Zoning

Street Address	104 E L ST
City	CHULA VISTA
State	CA
Zip	91911-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 318 TR 003108
Legal Subdivision	COUNTRY CLUB V
Legal Tract	003108
Legal Block	1
Legal Lot Number	318
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	13301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E L ST, CHULA VISTA, CA 91911-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 27, 2022	Affidavit of Death of Joint Tenant, Transfer
May 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 20, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2016421075
Last Transfer Date	May 20, 2022
Transfer Doc	0000227283
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	104 E L ST, CHULA VISTA, CA 91911-1520
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E L ST, CHULA VISTA, CA 91911-1520

Mortgage

Document Number	0000066323
Date	Mar 11, 2026
Instrument	2026-0066323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	104 E L ST, CHULA VISTA, CA 91911-1520
Document Number	0000227282
Map Reference	MAP 3108
Instrument Date	May 23, 2022
Instrument	2022-0227282
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 E L ST, CHULA VISTA, CA 91911-1520

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	104 E L ST, CHULA VISTA, CA 91911-1520
Document Number	0000227283
Map Reference	MAP 3108
Instrument Date	May 20, 2022
Instrument	2022-0227283
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 E L ST, CHULA VISTA, CA 91911-1520

Mortgage

Document Number	0000227284
Date	May 27, 2022
Instrument	2022-0227284

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	104 E L ST, CHULA VISTA, CA 91911-1520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E L ST, CHULA VISTA, CA 91911-1520

Mortgage

Document Number	0000495463
Date	Aug 28, 2020
Instrument	2020-0495463

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2047

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2017
Property Address	104 E L ST, CHULA VISTA, CA 91911-1520
Document Number	0000326133
Map Reference	MAP3108
Instrument Date	Jul 14, 2017
Instrument	2017-0326133
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365 COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 E L ST, CHULA VISTA, CA 91911-1520

Mortgage

Document Number	0000326134
Date	Jul 20, 2017
Instrument	2017-0326134

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,024 (+2%) Land $151,658 Building $357,366
2025	$5,879.00 (+5.13%) Homeowner's exemption	$499,044 (-0.21%) Land $148,685 Building $350,359
2023	$5,592.00 (+2.98%) Homeowner's exemption	$500,107 Land $233,983 Building $266,124
2022	$5,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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