104 E Flora St, Tampa, FL 33604 Property Records

Hillsborough County property record for 104 E Flora St, Tampa, FL 33604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,036 sqft · built 1922
Lot Size0.158 acres (6,885 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Oct 2022)
Tax Bill$5,778 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161829-0000

Property Details

APN / Parcel Number

Primary APN161829-0000
Alternative APN
  • A2528184EA000003000170

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Living Area
Gross Area1,176 sqft
1st Floor Area1,036 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 2010
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,885 sqft (0.158 acres)
Lot Dimensions136 ft deep x 55 ft wide
Garage TypeOpen
Garage Area480 sqft
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1618290000
Street Address104 E FLORA ST
CityTAMPA
StateFL
Zip33604-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSH-RS
Legal DescriptionVINE PARK LOT 17 BLOCK 3
Legal Range18E
Legal Township28S
Legal Section25
Legal SubdivisionVINE PARK
Legal Tract4EA
Legal Block3
Legal Lot Number17
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2024
Census Tract1200

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 E FLORA ST, TAMPA, FL 33604-5523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2022 · Amount on Record
Deed SaleOct 10, 2022 · Amount on Record
Prior SaleMar 7, 2016 · Amount on Record
Deed Document Number2022480178
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 10, 2022
Property Address104 E FLORA ST, TAMPA, FL 33604-5523
Document Number0000480178
Map ReferenceMB 7 PG 27
Instrument DateOct 6, 2022
Instrument2022480178
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyLA MAISON TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5213 HICKORY ST, 5213, PANAMA CITY, FL 32404-6904

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E FLORA ST, TAMPA, FL 33604-5523

Mortgage

Document Number0000480179
DateOct 10, 2022
Instrument2022480179
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Mortgage

Document Number0000480196
DateOct 10, 2022
Instrument2022480196
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,325 (+2.7%)$344,991 (-1.1%) Land $89,760 Building $255,231
2025$5,778.00 (+10.5%) Homeowner's exemption$328,457 (+5.99%)$348,831 (+12.56%) Land $89,760 Building $259,071
2023$5,229.00 (+241.54%) Homeowner's exemption$309,903 (+165.38%) Land $74,800 Building $235,103$309,903 (+25.79%) Land $74,800 Building $235,103
2022$1,531.00 Homeowner's exemption$116,776$246,362 Land $74,800 Building $171,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims25 (2004–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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