104 E Edwards St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 104 E Edwards St, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1925
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,700 (Jun 2016)
Tax Bill	$3,051 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Mortgage
APN	`034601 157.13-5-27`

Property Details

APN / Parcel Number

Primary APN	`034601 157.13-5-27`
Alternative APNs	`460115701300050270000000` `46000209350`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000209350
Street Address	104 E EDWARDS ST
City	ENDICOTT
State	NY
Zip	13760-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UTF
Legal Description	R1 G4 0020L4000P0220S10000
Legal Block	5
Legal Lot Number	27.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3015
Census Tract	13700

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E EDWARDS ST, ENDICOTT, NY 13760-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWN OF UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Prior Sale	May 31, 2005 · Amount on Record
Deed Document Number	201615508
Deed Book / Page	2494 / 655
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	104 E EDWARDS ST, ENDICOTT, NY 13760-6003
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E EDWARDS ST, ENDICOTT, NY 13760-6003

Mortgage

Document Number	0040510578
Date	Nov 23, 2021
Book Page	4051/578
Instrument	202100032731

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Jul 1, 2046

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	104 E EDWARDS ST, ENDICOTT, NY 13760-6003
Document Number	0038190953
Book / Page	003819 / 000953
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E EDWARDS ST ENDICOTT NY 137606003, ENDICOTT, NY 13760-6003

Mortgage

Document Number	0038190953
Date	May 12, 2017
Book Page	003819/000953
Instrument	11677

Lender

Name	TOWN OF UNION
Address	3111 E MAIN ST, ENDWELL, NY 13760-5907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Municipality	Endicott Village
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,051.00 (-31.71%)
2025	$4,468.00 (+4.22%)	$3,100 (-) Land $300 Building $2,800	$111,500 (+24.45%) Land $10,790 Building $100,710
2024	$4,287.00
2023		$3,100 Land $300 Building $2,800	$89,595 Land $8,670 Building $80,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (2006–2012)
Claims Outside the SFHA	17 of 21
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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