104 E Delaware St, Tavares, FL 32778 Property Records

Lake County property record for 104 E Delaware St, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,514 sqft · built 1984
Lot Size	0.36 acres (15,695 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Aug 2017)
Tax Bill	$2,653 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-19-26-0400-000-06100`

Property Details

APN / Parcel Number

Primary APN	`20-19-26-0400-000-06100`
Alternative APN	`2688980`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,695 sqft (0.36 acres)
Lot Width	88 ft Width
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2688980
Street Address	104 E DELAWARE ST
City	TAVARES
State	FL
Zip	32778-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAVARES VISTA DEL LARGO LOT 61 PB 20 PG 55 ORB 4983 PG 1279
Legal Range	26E
Legal Township	19S
Legal Section	20
Legal Subdivision	TAVARES
Legal Tract	400
Legal Lot Number	61
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2027
Census Tract	30803

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E DELAWARE ST, TAVARES, FL 32778-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	2017084835
Deed Book / Page	4983 / 1279
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	104 E DELAWARE ST, TAVARES, FL 32778-2139
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E DELAWARE ST, TAVARES, FL 32778-2139

Mortgage

Document Number	0066821914
Date	Feb 17, 2026
Book Page	6682/1914
Instrument	2026018736

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 7, 2017
Property Address	104 E DELAWARE ST, TAVARES, FL 32778-2139
Document Number	0049831279
Book / Page	4983 / 1279
Map Reference	MB 20 PG 55-57
Instrument Date	Jul 27, 2017
Instrument	2017084835
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PRINCIPAL TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17531 HARVEST RIDGE CT, 17531, UMATILLA, FL 32784-9183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E DELAWARE ST, TAVARES, FL 32778-2139

Mortgage

Document Number	2017084836
Date	Aug 7, 2017
Instrument	2017084836

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,160 (+5.98%) Land $78,000 Building $105,160	$273,819 (+2.83%) Land $78,000 Building $195,819
2024	$2,653.00 (+5.61%)
2023	$2,512.00 (+1.21%) Homeowner's exemption	$172,820 (+3%)	$266,296 (+11.7%) Land $78,000 Building $188,296
2022	$2,482.00 Homeowner's exemption	$167,790	$238,396 Land $50,100 Building $188,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2003–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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