104 E College St, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 104 E College St, Fredericksburg, TX 78624

Property Summary

Property Type	Commercial
Details	1 ba · 1,050 sqft · built 1961
Lot Size	0.203 acres (8,821 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,423 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2017 Mortgage + 1 more
APN	`S0400-0040-000800`

Property Details

APN / Parcel Number

Primary APN	`S0400-0040-000800`
Alternative APN	`23194`

Interior

Full Baths	1 Bath
Building Area	1,050 sqft Total Area
1st Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2017
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	138 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S0400-0040-000800
Street Address	104 E COLLEGE ST
City	FREDERICKSBURG
State	TX
Zip	78624-3934
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COLLEGE BLK D LOT 8-PT & 9-PT, -SHORT TERM RENTAL- -SHORT TERM RENTAL-
Legal Subdivision	COLLEGE
Legal Block	D
Legal Lot Number	8-,9-PT
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3020
Census Tract	950302

Owner

104 E College St, a commercial property, is owned by two individuals.

Source: Gillespie County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 MORALES DUECKER RD, FREDERICKSBURG, TX 78624-5425
Owner Type	Individual
Vesting	Doing Business As (DBA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 23, 2017	Gift Deed, Transfer ARROWHEAD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	104 E COLLEGE ST, FREDERICKSBURG, TX 78624-3934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MORALES DUECKER RD, FREDERICKSBURG, TX 78624-5425

Mortgage

Document Number	20207331
Date	Nov 25, 2020
Instrument	20207331

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	104 E COLLEGE ST, FREDERICKSBURG, TX 78624-3934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176171
Date	Dec 13, 2017
Instrument	20176171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

May 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GILLESPIE TX
Recording Date	May 23, 2017
Property Address	104 E COLLEGE ST, FREDERICKSBURG, TX 78624-3934
Document Number	0020172432
Instrument Date	May 18, 2017
Instrument	20172432
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 OLD NEFFENDORF LN, FREDERICKSBURG, TX 78624-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MORALES DUECKER RD, FREDERICKSBURG, TX 78624-5425
Investor	Possibly a Property Investor

Mortgage

Document Number	0020172434
Date	May 23, 2017
Instrument	20172434

Lender

Name	ARROWHEAD BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 104 E College St was $5,423.

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,423.00	$425,610 (-17.5%) Land $170,650 Building $254,960	$425,610 (-17.5%) Land $170,650 Building $254,960
2025		$515,880 Land $189,610 Building $326,270	$515,880 Land $189,610 Building $326,270
2024	$6,458.00 (+2.2%)
2023	$6,319.00 (+0.88%)	$515,880 Land $189,610 Building $326,270	$515,880 Land $189,610 Building $326,270
2022	$6,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 104 E College St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E College St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hill Country Telecommunications, T-Mobile.

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