104 E Clark St, Champaign, IL 61820 Property Records

Champaign County property record for 104 E Clark St, Champaign, IL 61820 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	24,394 sqft (0.56 acres)
Tax Bill	$7,761.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`46-21-07-351-015`

Exterior

Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	104 E CLARK ST
City	CHAMPAIGN
State	IL
Zip	61820
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOTS PT 4, PT 5, PT 8, 9 BLOCK 1 CAMPBELL AND KIRKPATRICKS ADD
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	CAMPBELL AND KIRKPATRICKS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	CHAMPAIGN CITY
Census Blockgroup	1
Census Block	1001
Census Tract	302

Owner

Source: Champaign County records · APN 46-21-07-351-015

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1305 N MCKINLEY AVE, CHAMPAIGN, IL 61821-2119
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA
May 02, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB OF CHAMPAIGN URBANA
Jan 17, 2018	Deed of Trust, Mortgage FIRST FSB OF CHAMPAIGN URBANA
Jun 25, 2020	Deed of Trust, Mortgage FIRST FSB OF CHAMPAIGN URBANA
Sep 29, 2020	Loan Modification, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Dec 02, 2019	Trustee's Deed, Construction Loan · Building or Construction Mortgage FIRST FSB/CHAMPAIGN-URBANA
Oct 29, 2019	Loan Modification, Mortgage FIRST FED'L SVGS/CHAMPAIGN-URB
Mar 29, 2019	Loan Modification, Mortgage FIRST FED'L SVGS/CHAMPAIGN-URB
Jan 09, 2018	Loan Modification, Mortgage FIRST FED'L SVGS BK
Aug 24, 2017	Loan Modification, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Jul 18, 2017	Deed of Trust, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Jul 18, 2017	Loan Modification, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Feb 28, 2017	Deed of Trust, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Feb 07, 2013	Loan Modification, Mortgage FIRST FED'L SVGS BK/CHAMPAIGN-

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 02, 2026
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000010121
Instrument Date	Jun 18, 2026
Instrument	202610121
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N MCKINLEY AVE, CHAMPAIGN, IL 61821-2119

Mortgage

Document Number	0000010121,
Date	Jul 02, 2026
Instrument	202610121

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005367
Date	May 02, 2023
Instrument	2023R05367

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 18, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000788
Date	Jan 17, 2018
Instrument	2018R00788

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 15, 2021

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011609
Date	Jun 25, 2020
Instrument	2020R11609

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Oct 19, 2020

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000020609
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020609
Date	Oct 06, 2020
Instrument	20609

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 05, 2025

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 02, 2019
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Instrument Date	Nov 20, 2019
Instrument	20160
Transaction Type	Construction Loan
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E UNIVERSITY AVE CHAMPAIGN IL 618201704, CHAMPAIGN, IL 61820-1704

Mortgage

Document Number	0000020160
Date	Dec 02, 2019
Instrument	20160

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2020

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000018599
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E UNIVERSITY AVE CHAMPAIGN IL 618201704, CHAMPAIGN, IL 61820-1704

Mortgage

Document Number	0000018599
Date	Nov 04, 2019
Instrument	18599

Lender

Name	FIRST FED'L SVGS/CHAMPAIGN-URB
Address	PO BOX 1010, CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 03, 2020

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000013101
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113-117 E UNIVERSITY AVE CHAMPAIGN IL 61820, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000013101
Date	Aug 14, 2019
Instrument	13101

Lender

Name	FIRST FED'L SVGS/CHAMPAIGN-URB
Address	PO BOX 1010, CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 13, 2021

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000000702
Instrument Date	Jan 09, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113-117 E UNIVERSITY AVE CHAMPAIGN IL 61820, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000000702
Date	Jan 16, 2018
Instrument	702

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank (FSB)

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 15, 2021

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000016990
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016990
Date	Sep 06, 2017
Instrument	16990

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 05, 2020

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000014455
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N MCKINLEY AVE CHAMPAIGN IL 618212119, CHAMPAIGN, IL 61821-2119

Mortgage

Document Number	0000014455
Date	Aug 02, 2017
Instrument	14455

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 01, 2020

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000023179
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E UNIVERSITY AVE CHAMPAIGN IL 618201704, CHAMPAIGN, IL 61820-1704

Mortgage

Document Number	0000023179
Date	Nov 05, 2020
Instrument	23179

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 04, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000003854
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	May 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E UNIVERSITY AVE #A CHAMPAIGN IL 618201705, A, CHAMPAIGN, IL 61820-1705

Mortgage

Document Number	0000003854
Date	Mar 06, 2017
Instrument	3854

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded

February 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	104 E CLARK ST, CHAMPAIGN, IL 61820
Document Number	0000005039
Instrument Date	Feb 07, 2013
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E UNIVERSITY AVE CHAMPAIGN IL 61820, CHAMPAIGN, IL 61820

Mortgage

Document Number	0000005039
Date	Apr 04, 2018
Instrument	5039

Lender

Name	FIRST FED'L SVGS BK/CHAMPAIGN-
Address	PO BOX 1010, CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 03, 2019

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,390 (+33.56%) Land $55,270 Building $43,120	$295,170 (+33.56%) Land $165,810 Building $129,360
2024	$7,761.00 (+14.57%)
2022	$6,774.00	$73,670 Land $41,380 Building $32,290	$221,010 Land $124,140 Building $96,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.