104 E Clark St, Calmar, IA 52132 Property Records

Winneshiek County property record for 104 E Clark St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,368 sqft · built 1919
Lot Size	0.354 acres (15,444 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2017)
Tax Bill	$3,516 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143524000200`

Property Details

APN / Parcel Number

Primary APN	`143524000200`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	300 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,444 sqft (0.354 acres)
Lot Dimensions	117 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	1,538 sqft
Parking Spaces	6 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	336 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	104 E CLARK ST
City	CALMAR
State	IA
Zip	52132-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 10
Legal Block	10
Legal Lot Number	3,4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	3
Census Block	3013
Census Tract	950500

Owner

Source: Winneshiek County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 61, CALMAR, IA 52132-0061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	2017 1930
Deed Book / Page	2017 / 1930
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	104 E CLARK ST, CALMAR, IA 52132-7830
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/981
Date	Mar 30, 2022
Book Page	2022/981
Instrument	2022 0981

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 3, 2017
Property Address	104 E CLARK ST, CALMAR, IA 52132-7830
Document Number	02017/1930
Book / Page	2017 / 1930
Instrument Date	Jun 30, 2017
Instrument	2017 1930
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E CLARK ST, CALMAR, IA 52132-7830

Mortgage

Document Number	02017/1931
Date	Jul 3, 2017
Book Page	2017/1931
Instrument	2017 1931

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	LUANA, IA 52156

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,390 (+50.01%) Land $24,200 Building $271,190	$295,390 (+16.45%) Land $24,200 Building $271,190
2024	$3,516.00 (+30.71%)
2023		$196,920 (+32.55%) Land $24,200 Building $172,720	$253,660 (+15.57%)
2022	$2,690.00 Homeowner's exemption	$148,560 Land $20,170 Building $128,390
2021			$219,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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