Eddy County property record for 104 E Cedar St, Loving, NM 88256
| Property Type | Single Family Home |
|---|---|
| Details | 1,032 sqft |
| Lot Size | 0.205 acres (8,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Jan 2022) |
| Tax Bill | $208 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R039800 |
| Primary APN | R039800 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,032 sqft Living Area |
|---|
| Lot Area | 8,910 sqft (0.205 acres) |
|---|---|
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Account Number | R039800 |
|---|---|
| Street Address | 104 E CEDAR ST |
| City | LOVING |
| State | NM |
| Zip | 88256-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: BEEMAN LOT: 12 BLOCK: 75 |
| Legal Subdivision | BEEMAN |
| Legal Block | 75 |
| Legal Lot Number | 12 |
| Jurisdiction | EDDY NM |
| Township / Civil Division | LOVING |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 800 |
104 E Cedar St is owned by two individuals who bought it in January 2022.
Source: Eddy County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1414, LOVING, NM 88256-1414 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on File |
| Deed Sale | Jan 13, 2022 · Amount on File |
| Prior Sale | Jun 23, 2006 |
| Deed Document Number | 2022481 |
| Deed Book / Page | 1156 / 280 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 1150/1133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EDDY NM |
| Recording Date | Jan 13, 2022 |
| Property Address | 104 E CEDAR ST, LOVING, NM 88256-9681 |
| Document Number | 001156/280 |
| Book / Page | 1156 / 280 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2200481 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 E CEDAR ST, LOVING, NM 88256-9681 |
| Document Number | 0001156281 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 1156/281 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EDDY NM |
| Recording Date | Jul 26, 2021 |
| Property Address | 104 E CEDAR ST, LOVING, NM 88256-9681 |
| Document Number | 1150/1133 |
| Book / Page | 1150 / 1133 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2109094 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3832 FOX SPARROW TRL NW, ALBUQUERQUE, NM 87120-5004 |
The 2025 property tax bill for 104 E Cedar St was $208, up 1.5% from the year before.
Source: Eddy County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Eddy County |
| Municipality | Loving Village |
| Unified School District | Loving Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,758 (+3%) Land $267 Building $14,491 | $44,275 (+3%) Land $802 Building $43,473 | |
| 2025 | $208.00 (+1.46%) | $14,328 (+3%) Land $267 Building $14,061 | $42,986 (+3%) Land $802 Building $42,184 |
| 2024 | $205.00 (-4.21%) | $13,911 (-3.96%) Land $267 Building $13,644 | $41,734 (-3.96%) Land $802 Building $40,932 |
| 2023 | $214.00 (+55.07%) | $14,484 (+53.17%) Land $267 Building $14,217 | $43,454 (+53.17%) Land $802 Building $42,652 |
| 2022 | $138.00 | $9,456 Land $267 Building $9,189 | $28,369 Land $802 Building $27,567 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 104 E Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 E Cedar St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 67% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVING WATER SYSTEM serves 1,862 people · EPA ID NM3521108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since May 2025 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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