104 E Branch St, Boiling Springs, NC 28017 Property Records

Cleveland County property record for 104 E Branch St, Boiling Springs, NC 28017

Property Summary

Property Type	Single Family Home
Details	676 sqft · built 1944
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2013)
Tax Bill	$611 (2026)
Deeds & Mortgages	Mar 2018 Loan Modification Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1290650`

Property Details

APN / Parcel Number

Primary APN	`1290650`
Alternative APN	`572`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	676 sqft Finished Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Porch	Slab
Porch Area	160 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1290650
Street Address	104 E BRANCH ST
City	BOILING SPRINGS
State	NC
Zip	28017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT E BRANCH AVE
Legal Subdivision	BOILING SPGS
Legal Block	1
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1031
Census Tract	951501

Owner

104 E Branch St is owned by two individuals who bought it in February 2013.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1330, BOILING SPRINGS, NC 28017-1330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Loan Modification, Mortgage BANK OF OZARK
Mar 16, 2018	Loan Modification, Mortgage BANK OF OZARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2013 · Amount on File
Deed Sale	Feb 13, 2013 · Amount on File
Deed Document Number	20131494
Deed Book / Page	1650 / 2426
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	104 E BRANCH AVE, BOILING SPRINGS, NC 28017
Document Number	0017652127
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 LAKE HOUSER RD MOORESBORO NC 281148705, MOORESBORO, NC 28114-8705

Mortgage

Document Number	0017652127
Date	Apr 20, 2018
Book Page	001765/002127
Instrument	12669

Lender

Name	BANK OF OZARK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Term	60 Months
Due	Apr 19, 2023

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	104 E BRANCH AVE, BOILING SPRINGS, NC 28017
Document Number	0017630735
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 LAKE HOUSER RD MOORESBORO NC 281148705, MOORESBORO, NC 28114-8705

Mortgage

Document Number	0017630735
Date	Mar 19, 2018
Book Page	001763/000735
Instrument	11373

Lender

Name	BANK OF OZARK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Term	60 Months
Due	Mar 18, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 104 E Branch St was $611, up 15.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$611.00 (+15.72%)	$59,723 (-) Land $16,400 Building $43,323	$59,723 (-) Land $16,400 Building $43,323
2025	$528.00	$59,723 Land $16,400 Building $43,323	$59,723 Land $16,400 Building $43,323
2023		$35,280 Land $8,314 Building $26,966	$35,280 Land $8,314 Building $26,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Branch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Branch St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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