104 E 2nd St, Pontiac, IL 61764 Property Records

Livingston County property record for 104 E 2nd St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1945
Lot Size	0.196 acres (8,520 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (Aug 2010)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-15-27-232-002`

Property Details

APN / Parcel Number

Primary APN	`15-15-27-232-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	104 E 2ND ST
City	PONTIAC
State	IL
Zip	61764-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-27-232-002 LOT 71 X 120 N120' LOT 10 BLK 1 BUNGALOW PLACE
Legal Subdivision	BUNGALOW PLACE
Legal Block	1
Legal Lot Number	10
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3061
Census Tract	960700

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E 2ND ST, PONTIAC, IL 61764-2547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2010 · Amount on Record
Deed Sale	Aug 5, 2010 · Amount on Record
Deed Document Number	2010603306
Last Transfer Date	Nov 13, 2025
Transfer Doc	2025R04992
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 13, 2025
Property Address	104 E 2ND ST, PONTIAC, IL 61764-2547
Document Number	2025R04992
Instrument Date	Nov 13, 2025
Instrument	2025R-04992
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E 2ND ST, PONTIAC, IL 61764-2547

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	104 E 2ND ST, PONTIAC, IL 61764-2547
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00408
Date	Jan 25, 2021
Instrument	2021R-00408

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+10.46%) Homeowner's exemption	$39,980 (+13.7%) Land $6,230 Building $33,750	$119,940 (+13.7%) Land $18,690 Building $101,250
2024	$2,696.00 Homeowner's exemption	$35,162 Land $5,479 Building $29,683	$105,486 Land $16,437 Building $89,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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