104 Dover Rd, Springfield, OH 45504 Property Records

Clark County property record for 104 Dover Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,966 sqft · built 1927
Lot Size	0.203 acres (8,882 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Dec 2022)
Tax Bill	$3,297 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-108-029`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-108-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	784 sqft
Basement Area	84 sqft
Unfinished Basement	84 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,882 sqft (0.203 acres)
Lot Dimensions	148 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 DOVER RD
City	SPRINGFIELD
State	OH
Zip	45504-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ALL; 11448
Legal Subdivision	RIDGEWOOD
Legal Block	108
Legal Lot Number	11448
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5000
Census Tract	3700

Owner

104 Dover Rd is owned and occupied by an individual who acquired it in June 2023.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2023	Intrafamily Transfer, Transfer
Dec 21, 2022	Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT-PATT CREDIT UNION INC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME CTY FSB/SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Dec 21, 2022 · Amount on File
Deed Document Number	0000018589
Deed Book / Page	2219 / 1762
Last Transfer Date	Jun 13, 2023
Transfer Doc	0000006438
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103

Mortgage

Document Number	0000001577
Date	Feb 8, 2024
Book Page	2233/1963
Instrument	202400001577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK OH
Recording Date	Jun 13, 2023
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Document Number	0000006438
Book / Page	2224 / 4301
Map Reference	VOL 8 PG 14
Instrument Date	Jun 6, 2023
Instrument	202300006438
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Dec 21, 2022
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Document Number	0000018589
Book / Page	2219 / 1762
Map Reference	VOL 8 PG 14
Instrument Date	Dec 5, 2022
Instrument	202200018589
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103

Mortgage

Document Number	0000018590
Date	Dec 21, 2022
Instrument	202200018590

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006602
Date	May 2, 2022
Book Page	2209/1726
Instrument	202200006602

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45437

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	299 Months
Due	Apr 25, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000947
Date	Jan 14, 2022
Book Page	2204/2482
Instrument	202200000947

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Feb 22, 2019
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Document Number	0000002073
Book / Page	002154 / 001429
Instrument Date	Feb 15, 2019
Instrument	2073
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	SAFEMARK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 DOVER RD SPRINGFIELD OH 455041103, SPRINGFIELD, OH 45504-1103

Mortgage

Document Number	2074
Date	Feb 22, 2019
Book Page	002154/001431
Instrument	2074

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	104 DOVER RD, SPRINGFIELD, OH 45504-1103
Document Number	0000013372
Book / Page	002127 / 001577
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 DOVER RD SPRINGFIELD OH 455041103, SPRINGFIELD, OH 45504-1103

Mortgage

Document Number	0000013372
Date	Sep 21, 2017
Book Page	002127/001577
Instrument	13372

Lender

Name	HOME CTY FSB/SPRINGFIELD
Type	Federal Savings Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 20, 2032

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,960 Land $14,690 Building $87,270	$291,290 Land $41,960 Building $249,330
2024	$3,297.00
2023		$65,060 Land $13,740 Building $51,320
2022			$185,880 Land $39,260 Building $146,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Dover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 Dover Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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