104 Douglas Ct, Harbinger, NC 27941 Property Records

Currituck County property record for 104 Douglas Ct, Harbinger, NC 27941

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 984 sqft · built 2021
Lot Size6.41 acres (279,220 sqft)
Owner2 Individual Names on Record
Last Sale$921,000 (Jan 2021)
Tax Bill$2,723 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN9847-03-0592

Property Details

APN / Parcel Number

Primary APN9847-03-0592
Alternative APNs
  • 0131000032F0000
  • 000157506
  • 9847-03

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area984 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Lot Area279,220 sqft (6.41 acres)
Garage Area784 sqft

Exterior Amenities

Pool Area608 sqft
Patio Area2,124 sqft
Shed1 Shed
Shed Area1,484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000157506
Street Address104 DOUGLAS CT
CityHARBINGER
StateNC
Zip27941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 5 DOUGLAS FARMS PHASE 2 (I/88)
Legal SubdivisionDOUGLAS FARMS
Legal Phase2
Legal Lot Number5
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1006
Census Tract110403

Owner

Source: Currituck County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 12, HARBINGER, NC 27941-0012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 8, 2021Warranty Deed, Transfer · Line of Credit
GARLAND DUNSTAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2021 · Amount on Record
Deed SaleJan 8, 2021 · Amount on Record
Prior SaleSep 9, 2009 · Amount on Record
Deed Document Number2021359430
Deed Book / Page1590 / 281
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address104 DOUGLAS CT, HARBINGER, NC 27941
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016700161
DateDec 17, 2021
Book Page1670/161
Instrument371793
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateJan 8, 2021
Property Address104 DOUGLAS CT, HARBINGER, NC 27941
Document Number0015900281
Book / Page1590 / 281
Map ReferenceCAB I SL 88
Instrument DateDec 7, 2020
Instrument359430
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 402, KITTY HAWK, NC 27949-0402

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3986, KILL DEVIL HILLS, NC 27948-3986

Mortgage

Document Number0000359431
DateJan 8, 2021
Instrument359431
Lender
NameGARLAND DUNSTAN
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,723.00 (+31.23%)$352,700 (+20.66%) Land $108,300 Building $244,400
2024$2,075.00 (+32.59%)$292,300 (-) Land $108,300 Building $184,000
2023$1,565.00 (+18.83%)$292,300 (+24.7%) Land $108,300 Building $184,000$292,300 (+24.7%) Land $108,300 Building $184,000
2022$1,317.00$234,400 Land $108,300 Building $126,100$234,400 (-33.54%) Land $108,300 Building $126,100
2021$352,700 Land $108,300 Building $244,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 92% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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