104 Dolphin Ln, Havelock, NC 28532 Property Records

Craven County property record for 104 Dolphin Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,516 sqft · built 2015
Lot Size	1.02 acres (44,649 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Mar 2015)
Tax Bill	$1,803 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-2-021`

Property Details

APN / Parcel Number

Primary APN	`5-006-2-021`
Alternative APN	`107936`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,649 sqft (1.02 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	107936
Street Address	104 DOLPHIN LN
City	HAVELOCK
State	NC
Zip	28532-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 CHERRY BRANCH PHASE ONE
Legal Subdivision	CHERRY BRANCH
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

104 Dolphin Ln is owned and occupied by two individuals who bought it in March 2015.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 DOLPHIN LN, HAVELOCK, NC 28532-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 28, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2015 · Amount on File
Deed Sale	Mar 6, 2015 · Amount on File
Deed Book / Page	3339 / 908
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 DOLPHIN LN, HAVELOCK, NC 28532-9756
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3658/1145
Date	Mar 10, 2021
Book Page	3658/1145
Instrument	10071292

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 DOLPHIN LN, HAVELOCK, NC 28532-9756
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035150282
Date	Sep 28, 2017
Book Page	3515/0282

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 104 Dolphin Ln was $1,803.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,803.00	$347,140 (-) Land $57,900 Building $289,240	$347,140 (-) Land $57,900 Building $289,240
2025	$1,803.00	$347,140 Land $57,900 Building $289,240	$347,140 Land $57,900 Building $289,240
2023	$1,791.00 (+6.04%)	$347,140 (+33.24%) Land $57,900 Building $289,240	$347,140 Land $57,900 Building $289,240
2022	$1,689.00	$260,540 Land $47,510 Building $213,030
2018			$260,540 Land $47,510 Building $213,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Dolphin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Dolphin Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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