104 Dial St, Edmonton, KY 42129 Property Records

Metcalfe County property record for 104 Dial St, Edmonton, KY 42129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1981
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Feb 2026)
Tax Bill	$707 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-00-05-034.00`

Property Details

APN / Parcel Number

Primary APN	`101-00-05-034.00`
Alternative APN	`22423`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	336 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	22423
Street Address	104 DIAL ST
City	EDMONTON
State	KY
Zip	42129-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 0.16A
Jurisdiction	METCALFE KY
Township / Civil Division	EDMONTON
Census Block Group	3
Census Block	3024
Census Tract	960300

Owner

Source: Metcalfe County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	271 W SHORT ST, 410, LEXINGTON, KY 40507-1213
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Feb 5, 2010 · Amount on Record
Deed Document Number	2026
Deed Book / Page	182 / 527
Prior Transfer Date	Dec 7, 2009
Prior Transfer Doc	000141/388
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METCALFE KY
Property Address	104 DIAL ST, EDMONTON, KY 42129-8132
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000221/316
Date	Feb 6, 2026
Book Page	221/316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METCALFE KY
Property Address	104 DIAL ST, EDMONTON, KY 42129-8132
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 N LUCAS RD, GLASGOW, KY 42141-8779

Mortgage

Document Number	0000202/77
Date	Jul 28, 2022
Book Page	202/77

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	MONTICELLO, KY 42633

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2042

Tax Assessment & Valuation

Source: Metcalfe County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Metcalfe County
Municipality	Edmonton City
Unified School District	Metcalfe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+42.86%)	$100,000 (+42.86%)
2025	$707.00 (+0.57%)	$70,000 (-)
2024			$70,000 (-)
2023	$703.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Rural Telecommunications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dial St

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