104 Desmond Dr, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 104 Desmond Dr, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2020)
Tax Bill	$10,333 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:059 B:053`

Property Details

APN / Parcel Number

Primary APN	`WETH M:059 B:053`
Alternative APN	`59053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,110 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	59053
Street Address	104 DESMOND DR
City	WETHERSFIELD
State	CT
Zip	06109-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	53
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	2
Census Block	2024
Census Tract	492400

Owner

104 Desmond Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Wethersfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 DESMOND DR, WETHERSFIELD, CT 06109-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit DUTCH POINT CREDIT UNION
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Jul 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Apr 14, 2014 · Amount on File
Deed Book / Page	2106 / 684
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Recording Date	Sep 28, 2026
Property Address	104 DESMOND DR, WETHERSFIELD, CT 06109-2511
Document Number	0000002418
Book / Page	2198 / 202
Instrument Date	Aug 11, 2026
Instrument	20262418
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DESMOND DR, WETHERSFIELD, CT 06109-2511

Mortgage

Document Number	0000002418,
Date	Sep 28, 2026
Book Page	2198/202
Instrument	20262418

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	104 DESMOND DR, WETHERSFIELD, CT 06109-2511
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2139-341
Date	Nov 24, 2021
Book Page	2139/341
Instrument	2021005259

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Jul 6, 2020
Property Address	104 DESMOND DR, WETHERSFIELD, CT 06109-2511
Document Number	2106-684
Book / Page	2106 / 684
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2106687
Date	Jul 6, 2020
Instrument	2106/687

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 104 Desmond Dr was $10,333.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,333.00	$250,690 Land $100,940 Building $149,750	$175,483 Land $70,658 Building $104,825
2024	$10,333.00 (+52.45%)
2023	$6,778.00 (+1.7%)	$162,240 (-) Land $74,190 Building $88,050
2022	$6,665.00	$162,240 Land $74,190 Building $88,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Desmond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Desmond Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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