104 Delphi Ter, Hendersonville, NC 28791 Property Records

Henderson County property record for 104 Delphi Ter, Hendersonville, NC 28791

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,873 sqft · built 1990
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2022)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9559849291`

Property Details

APN / Parcel Number

Primary APN	`9559849291`
Alternative APNs	`0109015` `109015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,873 sqft Heated Area
1st Floor Area	1,245 sqft
Upper Floors Area	623 sqft
Basement Area	1,285 sqft
Finished Basement	464 sqft
Unfinished Basement	821 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	109015
Street Address	104 DELPHI TER
City	HENDERSONVILLE
State	NC
Zip	28791-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	109015~R-2
Legal Description	DELLWOOD LO24 SE4 PLC-277A
Legal Subdivision	DELLWOOD (1918)
Legal Block	84
Legal Lot Number	9291
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2015
Census Tract	931801

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 DELPHI TER, HENDERSONVILLE, NC 28791-6201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	2022979048
Deed Book / Page	3908 / 356
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 5, 2022
Property Address	104 DELPHI TER, HENDERSONVILLE, NC 28791-6201
Document Number	0039080356
Book / Page	3908 / 356
Map Reference	MB 10 PG 44
Instrument Date	May 2, 2022
Instrument	979048
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 UNION RD, 323, RUTHERFORDTON, NC 28139-7456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DELPHI TER, HENDERSONVILLE, NC 28791-6201

Mortgage

Document Number	0039110701
Date	May 12, 2022
Book Page	3911/701
Instrument	979482

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,100 (-) Land $59,600 Building $461,500
2025	$2,714.00
2023		$521,100 Land $59,600 Building $461,500	$521,100 Land $59,600 Building $461,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20