Ellis County property record for 104 Deborde Cir, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 1984 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R148728 |
| Primary APN | R148728 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 2,280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 236 sqft |
| Canopy | 1,000 sqft |
| Storage Building | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 DEBORDE CIR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 2 CEDAR MEADOWS 1.38 AC |
| Legal Subdivision | CEDAR MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 60207 |
104 Deborde Cir is owned and occupied by two individuals.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 DEBORDE CIR, RED OAK, TX 75154-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 104 DEBORDE CIR, RED OAK, TX 75154-5106 |
| Document Number | 0000001044 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | TEXAS PIONEER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 DEBORDE CIR RED OAK TX 751545106, RED OAK, TX 75154-5106 |
| Document Number | 0000001044 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1044 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.46% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 104 DEBORDE CIR, RED OAK, TX 75154-5106 |
| Document Number | 0000001043 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | TEXAS PIONEER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 DEBORDE CIR RED OAK TX 751545106, RED OAK, TX 75154-5106 |
| Document Number | 0000001043 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1043 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.46% |
The 2025 property tax bill for 104 Deborde Cir was $1,806 with exemptions applied, down 36.2% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,790 (+1%) | $508,959 (-0.37%) Land $147,500 Building $361,459 | |
| 2025 | $1,806.00 (-36.23%) Homeowner's exemption Senior Citizen's exemption | $416,173 Land $147,500 Building $363,370 | $510,870 Land $147,500 Building $363,370 |
| 2024 | $2,832.00 (+1.32%) | ||
| 2023 | $2,795.00 Homeowner's exemption Senior Citizen's exemption | $527,528 Land $130,000 Building $397,528 | $527,528 Land $130,000 Building $397,528 |
| 2018 | $4,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Deborde Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Deborde Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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