104 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 104 de Simone Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1987
Lot Size	0.013 acres (560 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,857 (Apr 2021)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03701-0000-00004-0000-C0104`

Property Details

APN / Parcel Number

Primary APN	`48-03701-0000-00004-0000-C0104`
Alternative APN	`4803701000000004C0104`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	560 sqft (0.013 acres)

Location & Zoning

Street Address	104 DE SIMONE CT
City	RAMSEY
State	NJ
Zip	07446-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASONICUS RUN CONDO
Legal Block	3701
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 DE SIMONE CT, RAMSEY, NJ 07446-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202150759
Deed Book / Page	4059 / 933
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 7, 2021
Property Address	104 DE SIMONE CT, RAMSEY, NJ 07446-2801
Document Number	0040590933
Book / Page	4059 / 933
Map Reference	MB 7083 PG 590
Instrument Date	Jan 21, 2021
Instrument	2021050759
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	FORTUNA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 HEMINGWAY LN, 2301, MAHWAH, NJ 07430-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DE SIMONE CT, RAMSEY, NJ 07446-2801

Mortgage

Document Number	2021050760
Date	Apr 7, 2021
Instrument	2021050760

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,700 (+1.63%) Land $75,000 Building $105,700	$180,700 (+1.63%) Land $75,000 Building $105,700
2025	$3,661.00 (+10.24%)	$177,800 (+51.06%) Land $75,000 Building $102,800	$177,800 (+51.06%) Land $75,000 Building $102,800
2024	$3,321.00 (+7.58%)
2023		$117,700 Land $50,000 Building $67,700	$117,700 Land $50,000 Building $67,700
2022	$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20