104 Cornwall Dr, Watertown, CT 06795 Property Records

Watertown Town property record for 104 Cornwall Dr, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,785 sqft · built 1977
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2025)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	May 2022 Refinance Oct 2025 Sale & Line of Credit + 1 more
APN	`WATE M:150 B:20 L:11`

Property Details

APN / Parcel Number

Primary APN	`WATE M:150 B:20 L:11`
Alternative APNs	`WTWN M:150 B:20 L:11` `3422`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	1,288 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3422
Street Address	104 CORNWALL DR
City	WATERTOWN
State	CT
Zip	06795-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	20
Legal Lot Number	11
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	6
Census Block	6001
Census Tract	360200

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 E MAIN ST, THOMASTON, CT 06787-1616
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Oct 7, 2025	Warranty Deed, Transfer · Line of Credit ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 12, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	2025141539
Deed Book / Page	2371 / 11
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	2176-210
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	104 CORNWALL DR, WATERTOWN, CT 06795-3008
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002246-269
Date	May 20, 2022
Book Page	2246/269
Instrument	130339

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Oct 7, 2025
Property Address	104 CORNWALL DR, WATERTOWN, CT 06795-3008
Document Number	0002371-11
Book / Page	2371 / 11
Instrument Date	Oct 7, 2025
Instrument	141539
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 E MAIN ST, THOMASTON, CT 06787-1616

Mortgage

Document Number	0000141540
Date	Oct 7, 2025
Instrument	141540

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN CT
Recording Date	Feb 12, 2021
Property Address	104 CORNWALL DR, WATERTOWN, CT 06795-3008
Document Number	002176-210
Book / Page	2176 / 210
Instrument Date	Feb 11, 2021
Instrument	124325
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CORNWALL DR, WATERTOWN, CT 06795-3008

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,195.00	$272,790 (+38.75%) Land $60,410 Building $212,380	$190,953 Land $42,287 Building $148,666
2024	$8,195.00 (+13.08%)
2023	$7,247.00 (+5.5%)	$196,600 (-) Land $61,400 Building $135,200
2022	$6,869.00	$196,600 Land $61,400 Building $135,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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