104 Conner St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 104 Conner St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1920
Lot Size	0.079 acres (3,430 sqft)
Owner	Individual Name on Record
Last Sale	$37,500 (Jan 1994)
Tax Bill	$3,260 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-067250`

Property Details

APN / Parcel Number

Primary APN	`02-067250`
Alternative APNs	`2067250` `067250`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,140 sqft Total Area
1st Floor Area	153 sqft
Utility Area	48 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Lot Area	3,430 sqft (0.079 acres)
Lot Dimensions	98 ft deep x 35 ft wide
Porch	Slab
Porch Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	067250
Street Address	104 CONNER ST
City	SAINT MICHAELS
State	MD
Zip	21663-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35X98 W/S CONNER ST ST MICHAELS
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	4
Census Block	4011
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CONNER ST, SAINT MICHAELS, MD 21663-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1994 · Amount on Record
Deed Sale	Jan 27, 1994 · Amount on Record
Deed Book / Page	771 / 99
Last Transfer Date	Sep 30, 2005
Transfer Doc	0013860358
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	104 CONNER ST, ST MICHAELS, MD 21663-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025120220
Date	Feb 7, 2018
Book Page	2512/220

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	104 CONNER ST, ST MICHAELS, MD 21663-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026460115
Date	Oct 2, 2019
Book Page	2646/115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,260.00 (+5.09%) Homeowner's exemption	$302,233 (+5.12%)	$331,700 (+15.37%) Land $74,700 Building $257,000
2025	$3,102.00 (+10.63%) Homeowner's exemption	$287,500 (+14.31%) Land $56,000 Building $231,500	$287,500 (-) Land $56,000 Building $231,500
2023	$2,804.00 Homeowner's exemption	$251,500	$287,500 Land $56,000 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	5 (2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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