104 Commerce St, Cadiz, KY 42211 Property Records

Trigg County property record for 104 Commerce St, Cadiz, KY 42211

Property Summary

Property Type	Commercial
Details	built 1991
Lot Size	1.43 acres (62,183 sqft)
Owner	Individual Name on File
Tax Bill	$871 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-50-015.01-20`

Property Details

APN / Parcel Number

Primary APN	`S-50-015.01-20`
Alternative APN	`212506`

Interior

Stories	1 Story

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	62,183 sqft (1.43 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	104 COMMERCE ST
City	CADIZ
State	KY
Zip	42211-9780
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TOLL GATE CENTER 20
Legal Subdivision	TOLL GATE CENTER
Legal Lot Number	20
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	1
Census Block	1038
Census Tract	970201

Owner

Source: Trigg County records · APN S-50-015.01-20

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 538, DOVER, TN 37058-0538
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	104 COMMERCE ST, CADIZ, KY 42211-9780
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M374/596
Date	Mar 12, 2020
Book Page	M374/596
Instrument	203682

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded
Term	149 Months
Due	Aug 11, 2032

Tax Assessment & Valuation

Source: Trigg County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Cadiz City
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (-8.6%)	$100,000 (-)	$100,000 (-)
2023	$953.00	$100,000	$100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Plant Board of the City of Hopkinsville, Kentucky Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CADIZ MUNICIPAL WATER CO serves 6,165 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.