104 Commerce Dr, Oakland, MD 21550 Property Records

Garrett County property record for 104 Commerce Dr, Oakland, MD 21550

Property Summary

Property Type	Manufacturing (Light)
Details	16,800 sqft · built 1989
Lot Size	3.14 acres (136,778 sqft)
Owner	Company Name on Record
Last Sale	$28,300 (Dec 1988)
Tax Bill	$5,875 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-020532`

Property Details

APN / Parcel Number

Primary APN	`16-020532`
Alternative APN	`020532`

Interior

Stories	1 Story
Building Area	16,800 sqft Total Area
1st Floor Area	16,800 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Metal
Fire Resistance	Special
Lot Area	136,778 sqft (3.14 acres)
Shed	1 Shed
Shed Area	984 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020532
Street Address	104 COMMERCE DR
City	OAKLAND
State	MD
Zip	21550-3932
Property Category	Industrial
Property Type	Industrial > Manufacturing (Light)
Legal Description	3.14 AC LOT 3 SOUTHERN GARRETT INDUSTR
Legal Subdivision	SOUTHERN GARRETT INDUST PARK
Legal Lot Number	3
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	4
Census Block	4094
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	224 MOYERS RD, BRUCETON MILLS, WV 26525-7248
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Unknown S & T BANK
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 13, 2023	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 1988 · Amount on Record
Deed Sale	Dec 30, 1988 · Amount on Record
Deed Book / Page	525 / 229
Last Transfer Date	Sep 29, 2023
Transfer Doc	2516000440
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	104 COMMERCE DR, OAKLAND, MD 21550-3932
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026600371
Date	Jan 12, 2026
Book Page	2660/371

Lender

Name	S & T BANK
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	104 COMMERCE DR, OAKLAND, MD 21550-3932
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024820305
Date	Apr 7, 2023
Book Page	2482/305

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 13, 2023
Property Address	104 COMMERCE DR, OAKLAND, MD 21550-3932
Document Number	0024770224
Book / Page	2477 / 224
Map Reference	MB 2 PG 186
Instrument Date	Jan 25, 2023
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 MOYERS RD, BRUCETON MILLS, WV 26525-7248

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,875.00 (-1.57%)	$528,367 (+0.2%)	$530,500 (+0.61%) Land $50,300 Building $480,200
2025	$5,969.00 (+8.25%)	$527,300 (+11.69%) Land $50,300 Building $477,000	$527,300 (-) Land $50,300 Building $477,000
2023	$5,514.00	$472,100	$527,300 Land $50,300 Building $477,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Mountain Communications.

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